FOA (Finance of America) OCF Yield %: -217.65 (As of Jun. 27, 2026)


FOA Finance of America Companies Inc FOA
48 GF Score
Price $24.21
GF Value $24.70
Valuation Fairly Valued
! 5 Warning Signs
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What is Finance of America OCF Yield %?

Finance of America FOA +11.77% 48 OCF Yield % is -217.65 as of Jun. 27, 2026. GuruFocus rates FOA with a GF Score™ of 48/100 and a GF Value™ of $24.70 (Fairly Valued). The stock has 5 warning signs investors should review. Among 541 Credit Services companies, Finance of America ranks worse than 97.97% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Finance of America's Trailing 12-Month Cash Flow from Operations is $-468.5 Mil, and Market Cap is $215.3 Mil. Therefore, Finance of America's OCF Yield % for today is -217.65%.

The historical rank and industry rank for Finance of America's OCF Yield % or its related term are showing as below:

FOA' s OCF Yield % Range Over the Past 10 Years
Min: -894.93   Med: -49.76   Max: 720.97
Current: -217.65


During the past 7 years, the highest OCF Yield % of Finance of America was 720.97%. The lowest was -894.93%. And the median was -49.76%.

FOA's OCF Yield % is ranked worse than
97.97% of 541 companies
in the Credit Services industry
Industry Median: -0.02 vs FOA: -217.65

Finance of America's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Finance of America OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Finance of America OCF Yield % Related Terms


Finance of America OCF Yield % Historical Data

* Premium members only.

The historical data trend for Finance of America's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance of America OCF Yield % Chart

Finance of America Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 0.00 1,747.90 -67.53 -151.72 -224.72

Finance of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -161.73 -149.39 -338.59 -191.27 -368.72

FOA vs ANTA, XYF, PMTS: OCF Yield % Comparison

For the Credit Services subindustry, Finance of America's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance of America OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance of America's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Finance of America's OCF Yield % falls into.


FOA
48GF Score
Finance of America Companies Inc FOA
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finance of America OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Finance of America's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-429.746 / 191.23479
=-224.72%

Finance of America's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-130.862 * 4 / 141.9632
=-368.72%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -217.65 mean?
Finance of America (FOA) has a OCF Yield % of -217.65 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #530 out of 541 companies in the Credit Services industry, placing it in the top 98%.
Is Finance of America's OCF Yield % too high?
Finance of America's current OCF Yield % is -217.65. Based on the distribution chart, Finance of America ranks #530 out of 541 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finance of America has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's OCF Yield % compare to ANTA and XYF?
According to the Credit Services industry distribution chart, Finance of America ranks #530 out of 541 companies for OCF Yield %. This places Finance of America in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Finance of America and its competitors. Finance of America's current OCF Yield % is -217.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Fairly Valued. The stock's GF Value™ is $24.70, compared to a current price of $24.21 — trading 2% below its estimated fair value. The current OCF Yield % is -217.65. Finance of America's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Finance of America (FOA), the current OCF Yield % is -217.65 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be undervalued. The current stock price of $24.21 is trading 2% below its estimated GF Value™ of $24.70. GuruFocus considers Finance of America to be Fairly Valued.

Key valuation signals for FOA:

  • OCF Yield %: -217.65
  • GF Value™: $24.70 vs. price of $24.21 (2% below fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
48GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.21
Price
$24.70
GF Value