FOA (Finance of America) FCF Yield %: -245.42 (As of Jun. 24, 2026)


FOA Finance of America Companies Inc FOA
48 GF Score
Price $21.47
GF Value $24.60
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Finance of America FCF Yield %?

Finance of America FOA +2.92% 48 FCF Yield % is -245.42 as of Jun. 24, 2026. GuruFocus rates FOA with a GF Score™ of 48/100 and a GF Value™ of $24.60 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 541 Credit Services companies, Finance of America ranks worse than 97.97% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Finance of America's Trailing 12-Month Free Cash Flow is $-468.5 Mil, and Market Cap is $190.9 Mil. Therefore, Finance of America's FCF Yield % for today is -245.42%.

The historical rank and industry rank for Finance of America's FCF Yield % or its related term are showing as below:

FOA' s FCF Yield % Range Over the Past 10 Years
Min: -894.93   Med: -51.36   Max: 719.16
Current: -245.42


During the past 7 years, the highest FCF Yield % of Finance of America was 719.16%. The lowest was -894.93%. And the median was -51.36%.

FOA's FCF Yield % is ranked worse than
97.97% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs FOA: -245.42

Finance of America's FCF Margin % for the quarter that ended in Mar. 2026 was -137.71%.


Finance of America FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Finance of America FCF Yield % Related Terms


Finance of America FCF Yield % Historical Data

* Premium members only.

The historical data trend for Finance of America's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance of America FCF Yield % Chart

Finance of America Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 0.00 1,733.95 -67.53 -151.72 -224.72

Finance of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -161.73 -149.39 -338.59 -191.27 -368.72

FOA vs ANTA, XYF, PMTS: FCF Yield % Comparison

For the Credit Services subindustry, Finance of America's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance of America FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance of America's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Finance of America's FCF Yield % falls into.


FOA
48GF Score
Finance of America Companies Inc FOA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finance of America FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Finance of America's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-429.746 / 191.23479
=-224.72%

Finance of America's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-130.862 * 4 / 141.9632
=-368.72%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -245.42 mean?
Finance of America (FOA) has a FCF Yield % of -245.42 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #530 out of 541 companies in the Credit Services industry, placing it in the top 98%.
Is Finance of America's FCF Yield % too high?
Finance of America's current FCF Yield % is -245.42. Based on the distribution chart, Finance of America ranks #530 out of 541 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finance of America has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's FCF Yield % compare to ANTA and XYF?
According to the Credit Services industry distribution chart, Finance of America ranks #530 out of 541 companies for FCF Yield %. This places Finance of America in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Finance of America and its competitors. Finance of America's current FCF Yield % is -245.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.60, compared to a current price of $21.47 — trading 12.7% below its estimated fair value. The current FCF Yield % is -245.42. Finance of America's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Finance of America (FOA), the current FCF Yield % is -245.42 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be undervalued. The current stock price of $21.47 is trading 12.7% below its estimated GF Value™ of $24.60. GuruFocus considers Finance of America to be Modestly Undervalued.

Key valuation signals for FOA:

  • FCF Yield %: -245.42
  • GF Value™: $24.60 vs. price of $21.47 (12.7% below fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
48GF Score

Get the complete analysis for FOA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.47
Price
$24.60
GF Value