Finance of America's earnings per share without non-recurring items for the
three
months ended in Mar. 2026 was $0.94.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $0.66.
During the past 12 months, Finance of America's average earnings per share (NRI) Growth Rate was -60.90% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Finance of America's EPS without NRI or its related term are showing as below:
FOA's 3-Year EPS without NRI Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 11.5 * Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
Finance of America's EPS (Basic) for the
three
months ended in Mar. 2026 was $1.93.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.70.
Finance of America (NYSE:FOA) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Finance of America EPS without NRI Related Terms
Finance of America EPS without NRI Historical Data
* Premium members only.
The historical data trend for Finance of America's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FOA vs CPSS, PMTS, MFIN: EPS without NRI Comparison
For the Credit Services subindustry, Finance of America's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finance of America PE Ratio without NRI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finance of America's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Finance of America's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.66
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finance of America (FOA) has a EPS without NRI of $0.66 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #999999 out of 428 companies in the Credit Services industry.
Is Finance of America's EPS without NRI too high?
Finance of America's current EPS without NRI is $0.66. The Credit Services industry median EPS without NRI is 11.50. Finance of America's value of $0.66 is 94.3% below this industry median. Based on the distribution chart, Finance of America ranks #999999 out of 428 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finance of America has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's EPS without NRI compare to CPSS and PMTS?
According to the Credit Services industry distribution chart, Finance of America ranks #999999 out of 428 companies for EPS without NRI. This places Finance of America in the lower half of its industry. The industry median EPS without NRI is 11.50. Finance of America's value of $0.66 is 94.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.50, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finance of America's current EPS without NRI of $0.66 is 94.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Finance of America and its competitors. For the Credit Services industry, the median EPS without NRI is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finance of America's current EPS without NRI is $0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Fairly Valued. The stock's GF Value™ is $25.10, compared to a current price of $27.47 — trading 9.4% above its estimated fair value. The current EPS without NRI is $0.66 and 94.3% below the Credit Services industry median of 11.50. Finance of America's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Finance of America (FOA), the current EPS without NRI is $0.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance of America (FOA) Overvalued in 2026?
Based on GuruFocus' analysis, Finance of America stock appears to be overvalued.
The current stock price of $27.47 is trading 9.4% above its estimated GF Value™ of $25.10.
GuruFocus considers Finance of America to be Fairly Valued.
Key valuation signals for FOA:
EPS without NRI: $0.66
GF Value™: $25.10 vs. price of $27.47 (9.4% above fair value)
Industry Position: 94.3% below the Credit Services median (#999999 of 428)
No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
47GF Score
Get the complete analysis for FOA
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FOA has been successfully added to your 
