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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-09), Finance of America's 3-1 Month Momentum % is 26.60%.
The industry rank for Finance of America's 3-1 Month Momentum % or its related term are showing as below:
FOA's 3-1 Month Momentum % is ranked better than 91.46% of 562
companies
in the Credit Services industry
Industry Median: -2.04
vs FOA: 26.60
Finance of America (NYSE:FOA) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Finance of America 3-1 Month Momentum % Related Terms
FOA vs CPSS, XYF, PMTS: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Finance of America's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finance of America 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finance of America's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Finance of America's 3-1 Month Momentum % falls into.
Finance of America (NYSE:FOA) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finance of America (FOA) has a 3-1 Month Momentum % of 26.60% as of Aug. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #48 out of 562 companies in the Credit Services industry, placing it in the top 8.5%.
Is Finance of America's 3-1 Month Momentum % too high?
Finance of America's current 3-1 Month Momentum % is 26.60%. Based on the distribution chart, Finance of America ranks #48 out of 562 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finance of America has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's 3-1 Month Momentum % compare to CPSS and XYF?
According to the Credit Services industry distribution chart, Finance of America ranks #48 out of 562 companies for 3-1 Month Momentum %. This places Finance of America in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Finance of America and its competitors. Finance of America's current 3-1 Month Momentum % is 26.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Modestly Undervalued. The stock's GF Value™ is $25.55, compared to a current price of $22.12 — trading 13.4% below its estimated fair value. The current 3-1 Month Momentum % is 26.60%. Finance of America's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Finance of America (FOA), the current 3-1 Month Momentum % is 26.60% as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance of America (FOA) Overvalued in 2026?
Based on GuruFocus' analysis, Finance of America stock appears to be undervalued.
The current stock price of $22.12 is trading 13.4% below its estimated GF Value™ of $25.55.
GuruFocus considers Finance of America to be Modestly Undervalued.
Key valuation signals for FOA:
3-1 Month Momentum %: 26.60%
GF Value™: $25.55 vs. price of $22.12 (13.4% below fair value)
No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
50GF Score
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