FOA (Finance of America) PEG Ratio: N/A (As of Jun. 29, 2026)


FOA Finance of America Companies Inc FOA
48 GF Score
Price $27.40
GF Value $24.70
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Finance of America PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Finance of America's PE Ratio without NRI is 41.83. Finance of America's 5-Year Book Value growth rate is -20.30%. Therefore, Finance of America's PEG Ratio for today is N/A.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Finance of America's PEG Ratio or its related term are showing as below:



FOA's PEG Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.865
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Finance of America  (NYSE:FOA) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Finance of America PEG Ratio Related Terms


Finance of America PEG Ratio Historical Data

* Premium members only.

The historical data trend for Finance of America's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance of America PEG Ratio Chart

Finance of America Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Finance of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FOA vs CPSS, PMTS, MFIN: PEG Ratio Comparison

For the Credit Services subindustry, Finance of America's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance of America PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance of America's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Finance of America's PEG Ratio falls into.


FOA
48GF Score
Finance of America Companies Inc FOA
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finance of America PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Finance of America's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=41.832061068702/-20.30
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be overvalued. The current stock price of $27.40 is trading 10.9% above its estimated GF Value™ of $24.70. GuruFocus considers Finance of America to be Modestly Overvalued.

Key valuation signals for FOA:

  • PEG Ratio: N/A
  • GF Value™: $24.70 vs. price of $27.40 (10.9% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
48GF Score

Get the complete analysis for FOA

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.40
Price
$24.70
GF Value