FOA (Finance of America) Shareholder Yield % : -787.63% (As of Mar. 2026)


FOA Finance of America Companies Inc FOA
48 GF Score
Price $27.40
GF Value $24.70
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Finance of America Shareholder Yield %?

Finance of America FOA +13.18% 48 Shareholder Yield % is -787.63% as of Mar. 2026. GuruFocus rates FOA with a GF Score™ of 48/100 and a GF Value™ of $24.70 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 491 Credit Services companies, Finance of America ranks worse than 99.59% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Finance of America's Shareholder Yield % was -787.63%.


Finance of America  (NYSE:FOA) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Finance of America Shareholder Yield % Related Terms


Finance of America Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Finance of America's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance of America Shareholder Yield % Chart

Finance of America Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial -588.00 -607.26 -5,232.25 -667.39 -992.60

Finance of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -893.14 -858.30 -1,231.42 -992.60 -1,351.72

FOA vs CPSS, PMTS, MFIN: Shareholder Yield % Comparison

For the Credit Services subindustry, Finance of America's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance of America Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance of America's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Finance of America's Shareholder Yield % falls into.


FOA
48GF Score
Finance of America Companies Inc FOA
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finance of America Shareholder Yield % Calculation

Finance of America's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+29.27 %+-1380.99 %
=-1351.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -787.63% mean?
Finance of America (FOA) has a Shareholder Yield % of -787.63% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #489 out of 491 companies in the Credit Services industry, placing it in the top 99.6%.
Is Finance of America's Shareholder Yield % too high?
Finance of America's current Shareholder Yield % is -787.63%. Based on the distribution chart, Finance of America ranks #489 out of 491 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finance of America has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's Shareholder Yield % compare to CPSS and PMTS?
According to the Credit Services industry distribution chart, Finance of America ranks #489 out of 491 companies for Shareholder Yield %. This places Finance of America in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Finance of America and its competitors. Finance of America's current Shareholder Yield % is -787.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.70, compared to a current price of $27.40 — trading 10.9% above its estimated fair value. The current Shareholder Yield % is -787.63%. Finance of America's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Finance of America (FOA), the current Shareholder Yield % is -787.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be overvalued. The current stock price of $27.40 is trading 10.9% above its estimated GF Value™ of $24.70. GuruFocus considers Finance of America to be Modestly Overvalued.

Key valuation signals for FOA:

  • Shareholder Yield %: -787.63%
  • GF Value™: $24.70 vs. price of $27.40 (10.9% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
48GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.40
Price
$24.70
GF Value