ACT (Enact Holdings) Book Value per Share: $38.09 (As of Mar. 2026)


ACT Enact Holdings Inc ACT
75 GF Score
Price $45.19
GF Value $38.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Enact Holdings Book Value per Share?

Enact Holdings ACT +1.43% 75 Book Value per Share is $38.09 as of Mar. 2026. GuruFocus rates ACT with a GF Score™ of 75/100 and a GF Value™ of $38.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Enact Holdings's book value per share for the quarter that ended in Mar. 2026 was $38.09.

During the past 12 months, Enact Holdings's average Book Value Per Share Growth Rate was 12.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 14.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Enact Holdings was 14.30% per year. The lowest was 2.30% per year. And the median was 8.00% per year.

Enact Holdings's current price is $45.19. Its book value per share for the quarter that ended in Mar. 2026 was $38.09. Hence, today's PB Ratio of Enact Holdings is 1.19.

During the past 7 years, the highest P/B Ratio of Enact Holdings was 1.19. The lowest was 0.75. And the median was 1.00.

Warning Sign:

Enact Holdings Inc stock PB Ratio (=1.19) is close to 5-year high of 1.19.


Enact Holdings  (NAS:ACT) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Enact Holdings Book Value per Share Related Terms


Enact Holdings Book Value per Share Historical Data

* Premium members only.

The historical data trend for Enact Holdings's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enact Holdings Book Value per Share Chart

Enact Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial 25.21 25.19 29.07 32.80 37.66

Enact Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.96 35.20 36.53 37.66 38.09

ACT vs ESNT, MTG, FAF: Book Value per Share Comparison

For the Insurance - Specialty subindustry, Enact Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enact Holdings PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Enact Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Enact Holdings's PB Ratio falls into.


ACT
75GF Score
Enact Holdings Inc ACT
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Enact Holdings Book Value per Share Calculation

Enact Holdings's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(5,355-0)/142
=37.66

Enact Holdings's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(5,344-0)/140
=38.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $38.09 mean?
Enact Holdings (ACT) has a Book Value per Share of $38.09 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Enact Holdings and its competitors.
Is Enact Holdings' Book Value per Share too high?
Enact Holdings' current Book Value per Share is $38.09. Overall, Enact Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' Book Value per Share compare to ESNT and MTG?
Enact Holdings' Book Value per Share of $38.09 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Enact Holdings and its competitors. Enact Holdings's current Book Value per Share is $38.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.40, compared to a current price of $45.19 — trading 17.7% above its estimated fair value. The current Book Value per Share is $38.09. Enact Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Enact Holdings (ACT), the current Book Value per Share is $38.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enact Holdings (ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued. The current stock price of $45.19 is trading 17.7% above its estimated GF Value™ of $38.40. GuruFocus considers Enact Holdings to be Modestly Overvalued.

Key valuation signals for ACT:

  • Book Value per Share: $38.09
  • GF Value™: $38.40 vs. price of $45.19 (17.7% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enact Holdings Business Description

Address 8325 Six Forks Road, Raleigh, NC, USA, 27615
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
75GF Score

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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.19
Price
$38.40
GF Value