Enact HoldingsACT +0.29%77 EBITDA Margin % is 72.34% as of Mar. 2026, which is 2% below its 10-year median of 73.54. GuruFocus rates ACT with a GF Score™ of 77/100 and a GF Value™ of $38.39 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 369 Insurance companies, Enact Holdings ranks better than 95.39% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Enact Holdings's EBITDA for the
three
months ended in Mar. 2026 was $226 Mil. Enact Holdings's Revenue for the
three
months ended in Mar. 2026 was $312 Mil. Therefore, Enact Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 72.34%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Enact Holdings EBITDA Margin % Related Terms
Enact Holdings EBITDA Margin % Historical Data
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The historical data trend for Enact Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Enact Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enact Holdings EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Enact Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Enact Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings (ACT) has a EBITDA Margin % of 72.34% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Enact Holdings and its competitors. This is near median its historical median of 73.54. Over the past decade, Enact Holdings' EBITDA Margin % has ranged from 44.35 to 86.76. According to the industry distribution chart, Enact Holdings ranks #17 out of 369 companies in the Insurance industry, placing it in the top 4.6%.
Is Enact Holdings' EBITDA Margin % too high?
Enact Holdings' current EBITDA Margin % of 72.34% is near median its 10-year median of 73.54. Over the past 10 years, this metric has ranged from a low of 44.35 to a high of 86.76. The Insurance industry median EBITDA Margin % is 14.81. Enact Holdings' value of 72.34% is 388.5% above this industry median. Based on the distribution chart, Enact Holdings ranks #17 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Enact Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' EBITDA Margin % compare to ESNT and MTG?
According to the Insurance industry distribution chart, Enact Holdings ranks #17 out of 369 companies for EBITDA Margin %. This places Enact Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. Enact Holdings' value of 72.34% is 388.5% above this benchmark. Historically, Enact Holdings' own EBITDA Margin % has ranged from 44.35 to 86.76 over the past decade. While the company's 10-year median is 73.54 vs. the industry median of 14.81, Enact Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enact Holdings's current EBITDA Margin % of 72.34% is 388.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Enact Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enact Holdings's current EBITDA Margin % is 72.34%, which is near median its own 10-year median of 73.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.39, compared to a current price of $44.38 — trading 15.6% above its estimated fair value. The current EBITDA Margin % is 72.34%, which is near median its 10-year median of 73.54 and 388.5% above the Insurance industry median of 14.81. Enact Holdings' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Enact Holdings (ACT), the current EBITDA Margin % is 72.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enact Holdings (ACT) Overvalued in 2026?
Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued.
The current stock price of $44.38 is trading 15.6% above its estimated GF Value™ of $38.39.
GuruFocus considers Enact Holdings to be Modestly Overvalued.
Key valuation signals for ACT:
EBITDA Margin %: 72.34% (near median its 10-year median of 73.54)
GF Value™: $38.39 vs. price of $44.38 (15.6% above fair value)
Industry Position: 388.5% above the Insurance median (#17 of 369)
No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
77GF Score
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