Enact HoldingsACT -0.11%74 EV-to-EBIT is 7.17 as of Jul. 03, 2026, which is 29% above its 10-year median of 5.55. GuruFocus rates ACT with a GF Score™ of 74/100 and a GF Value™ of $38.42 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 347 Insurance companies, Enact Holdings ranks better than 62.25% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Enact Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was $5,921 Mil.
Enact Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $911 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings EV-to-EBIT Related Terms
Enact Holdings EV-to-EBIT Historical Data
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The historical data trend for Enact Holdings's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Enact Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enact Holdings EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Enact Holdings's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Enact Holdings's EV-to-EBIT falls into.
Enact Holdings's current Enterprise Value is $6,527 Mil.
Enact Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $911 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings (ACT) has a EV-to-EBIT of 7.17 as of Jul. 03, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Enact Holdings and its competitors. This is 29% above median its historical median of 5.55. Over the past decade, Enact Holdings' EV-to-EBIT has ranged from 3.98 to 7.32. According to the industry distribution chart, Enact Holdings ranks #131 out of 347 companies in the Insurance industry, placing it in the top 37.8%.
Is Enact Holdings' EV-to-EBIT too high?
Enact Holdings' current EV-to-EBIT of 7.17 is 29% above median its 10-year median of 5.55. Over the past 10 years, this metric has ranged from a low of 3.98 to a high of 7.32. The Insurance industry median EV-to-EBIT is 8.71. Enact Holdings' value of 7.17 is 17.7% below this industry median. Based on the distribution chart, Enact Holdings ranks #131 out of 347 companies in the Insurance industry, which is above the industry midpoint. Overall, Enact Holdings has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' EV-to-EBIT compare to ESNT and MTG?
According to the Insurance industry distribution chart, Enact Holdings ranks #131 out of 347 companies for EV-to-EBIT. This puts Enact Holdings in the upper half of its industry. The industry median EV-to-EBIT is 8.71. Enact Holdings' value of 7.17 is 17.7% below this benchmark. Historically, Enact Holdings' own EV-to-EBIT has ranged from 3.98 to 7.32 over the past decade. While the company's 10-year median is 5.55 vs. the industry median of 8.71, Enact Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.71, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enact Holdings's current EV-to-EBIT of 7.17 is 17.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Enact Holdings and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enact Holdings's current EV-to-EBIT is 7.17, which is 29% above median its own 10-year median of 5.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.42, compared to a current price of $45.35 — trading 18% above its estimated fair value. The current EV-to-EBIT is 7.17, which is 29% above median its 10-year median of 5.55 and 17.7% below the Insurance industry median of 8.71. Enact Holdings' overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Enact Holdings (ACT), the current EV-to-EBIT is 7.17 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enact Holdings (ACT) Overvalued in 2026?
Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued.
The current stock price of $45.35 is trading 18% above its estimated GF Value™ of $38.42.
GuruFocus considers Enact Holdings to be Modestly Overvalued.
Key valuation signals for ACT:
EV-to-EBIT: 7.17 (29% above median its 10-year median of 5.55)
GF Value™: $38.42 vs. price of $45.35 (18% above fair value)
Industry Position: 17.7% below the Insurance median (#131 of 347)
No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
74GF Score
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