Enact HoldingsACT -0.51%75 12-1 Month Momentum % is 19.95% as of Jul. 10, 2026. GuruFocus rates ACT with a GF Score™ of 75/100 and a GF Value™ of $38.47 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 585 Insurance companies, Enact Holdings ranks better than 62.05% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-10), Enact Holdings's 12-1 Month Momentum % is 19.95%.
The industry rank for Enact Holdings's 12-1 Month Momentum % or its related term are showing as below:
ACT's 12-1 Month Momentum % is ranked better than 62.05% of 585
companies
in the Insurance industry
Industry Median: 3.53
vs ACT: 19.95
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Enact Holdings 12-1 Month Momentum % Related Terms
ACT vs ESNT, MTG, FAF: 12-1 Month Momentum % Comparison
For the Insurance - Specialty subindustry, Enact Holdings's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enact Holdings 12-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Enact Holdings's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Enact Holdings's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings (ACT) has a 12-1 Month Momentum % of 19.95% as of Jul. 10, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Enact Holdings and its competitors. According to the industry distribution chart, Enact Holdings ranks #222 out of 585 companies in the Insurance industry, placing it in the top 37.9%.
Is Enact Holdings' 12-1 Month Momentum % too high?
Enact Holdings' current 12-1 Month Momentum % is 19.95%. The Insurance industry median 12-1 Month Momentum % is 3.53. Enact Holdings' value of 19.95% is 465.2% above this industry median. Based on the distribution chart, Enact Holdings ranks #222 out of 585 companies in the Insurance industry, which is above the industry midpoint. Overall, Enact Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' 12-1 Month Momentum % compare to ESNT and MTG?
According to the Insurance industry distribution chart, Enact Holdings ranks #222 out of 585 companies for 12-1 Month Momentum %. This puts Enact Holdings in the upper half of its industry. The industry median 12-1 Month Momentum % is 3.53. Enact Holdings' value of 19.95% is 465.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for an Insurance company?
The median 12-1 Month Momentum % among Insurance companies is 3.53, based on 585 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enact Holdings's current 12-1 Month Momentum % of 19.95% is 465.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Enact Holdings and its competitors. For the Insurance industry, the median 12-1 Month Momentum % is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enact Holdings's current 12-1 Month Momentum % is 19.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.47, compared to a current price of $44.75 — trading 16.3% above its estimated fair value. The current 12-1 Month Momentum % is 19.95% and 465.2% above the Insurance industry median of 3.53. Enact Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Enact Holdings (ACT), the current 12-1 Month Momentum % is 19.95% as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enact Holdings (ACT) Overvalued in 2026?
Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued.
The current stock price of $44.75 is trading 16.3% above its estimated GF Value™ of $38.47.
GuruFocus considers Enact Holdings to be Modestly Overvalued.
Key valuation signals for ACT:
12-1 Month Momentum %: 19.95%
GF Value™: $38.47 vs. price of $44.75 (16.3% above fair value)
Industry Position: 465.2% above the Insurance median (#222 of 585)
No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
75GF Score
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