ACT (Enact Holdings) Debt-to-Asset : 0.11 (As of Mar. 2026)

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ACT Enact Holdings Inc ACT
75 GF Score
Price $46.55
GF Value $38.51
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Enact Holdings Debt-to-Asset?

Enact Holdings ACT +3.72% 75 Debt-to-Asset is 0.11 as of Mar. 2026. GuruFocus rates ACT with a GF Score™ of 75/100 and a GF Value™ of $38.51 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Enact Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0 Mil. Enact Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $745 Mil. Enact Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $6,962 Mil. Enact Holdings's debt to asset for the quarter that ended in Mar. 2026 was 0.11.

Enact Holdings  (NAS:ACT) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Enact Holdings Debt-to-Asset Related Terms

Enact Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Enact Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enact Holdings Debt-to-Asset Chart

Enact Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.13 0.13 0.12 0.11 0.11

Enact Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.11 0.11 0.11 0.11

ACT vs ESNT, MTG, FAF: Debt-to-Asset Comparison

For the Insurance - Specialty subindustry, Enact Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enact Holdings Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Enact Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Enact Holdings's Debt-to-Asset falls into.


ACT
75GF Score
Enact Holdings Inc ACT
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Enact Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Enact Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 744.481) / 6893.466
=0.11

Enact Holdings's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 744.853) / 6962.002
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.11 mean?
Enact Holdings (ACT) has a Debt-to-Asset of 0.11 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Enact Holdings and its competitors.
Is Enact Holdings' Debt-to-Asset too high?
Enact Holdings' current Debt-to-Asset is 0.11. Overall, Enact Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' Debt-to-Asset compare to ESNT and MTG?
Enact Holdings' Debt-to-Asset of 0.11 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Enact Holdings and its competitors. Enact Holdings's current Debt-to-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.51, compared to a current price of $46.55 — trading 20.9% above its estimated fair value. The current Debt-to-Asset is 0.11. Enact Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Enact Holdings (ACT), the current Debt-to-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enact Holdings (ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued. The current stock price of $46.55 is trading 20.9% above its estimated GF Value™ of $38.51. GuruFocus considers Enact Holdings to be Modestly Overvalued.

Key valuation signals for ACT:

  • Debt-to-Asset: 0.11
  • GF Value™: $38.51 vs. price of $46.55 (20.9% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enact Holdings Business Description

Address 8325 Six Forks Road, Raleigh, NC, USA, 27615
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
75GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.55
Price
$38.51
GF Value