ACT (Enact Holdings) Debt-to-Revenue : (As of Jun. 2026)

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ACT Enact Holdings Inc ACT
73 GF Score
Price $48.05
GF Value $40.39
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Enact Holdings Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Enact Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Enact Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $745 Mil. Enact Holdings's annualized Revenue for the quarter that ended in Jun. 2026 was $1,269 Mil. Enact Holdings's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 was 0.59.

Enact Holdings Debt-to-Revenue Historical Data

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The historical data trend for Enact Holdings's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enact Holdings Debt-to-Revenue Chart

Enact Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Revenue
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Enact Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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ACT vs MTG, AXS, ESNT: Debt-to-Revenue Comparison

For the Insurance - Specialty subindustry, Enact Holdings's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enact Holdings Debt-to-Revenue vs Insurance Industry

For the Insurance industry and Financial Services sector, Enact Holdings's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Enact Holdings's Debt-to-Revenue falls into.


ACT
73GF Score
Enact Holdings Inc ACT
Debt-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Enact Holdings Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Enact Holdings's Debt-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(3.89 + 748.421) / 1235.827
=0.61

Enact Holdings's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 745.232) / 1269.232
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Jun. 2026) Revenue data.

Is Enact Holdings (ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued. The current stock price of $48.05 is trading 19% above its estimated GF Value™ of $40.39. GuruFocus considers Enact Holdings to be Modestly Overvalued.

Key valuation signals for ACT:

  • Debt-to-Revenue:
  • GF Value™: $40.39 vs. price of $48.05 (19% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enact Holdings Business Description

Address 8325 Six Forks Road, Raleigh, NC, USA, 27615
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
73GF Score

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Debt-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.05
Price
$40.39
GF Value