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Pretax income is the income that a company earns before paying income taxes. Enact Holdings's pretax income for the
three
months ended in Mar. 2026 was $213 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $861 Mil.
Enact Holdings's pretax margin was 68.37%.
During the past 7 years, Enact Holdings's highest Pretax Margin was 82.04%. The lowest was 42.70%. And the median was 73.06%.
Enact Holdings (NAS:ACT) Pre-Tax Income Explanation
Enact Holdings's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as
During the past 7 years, Enact Holdings's highest Pretax Margin was 82.04%. The lowest was 42.70%. And the median was 73.06%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings Pre-Tax Income Related Terms
Enact Holdings Pre-Tax Income Historical Data
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The historical data trend for Enact Holdings's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Enact Holdings's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enact Holdings Pre-Tax Income vs Insurance Industry
For the Insurance industry and Financial Services sector, Enact Holdings's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Enact Holdings's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $861 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings (ACT) has a Pre-Tax Income of $861 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Enact Holdings and its competitors.
Is Enact Holdings' Pre-Tax Income too high?
Enact Holdings' current Pre-Tax Income is $861 Mil. Overall, Enact Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' Pre-Tax Income compare to ESNT and MTG?
Enact Holdings' Pre-Tax Income of $861 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Enact Holdings and its competitors. Enact Holdings's current Pre-Tax Income is $861 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.55, compared to a current price of $46.52 — trading 20.7% above its estimated fair value. The current Pre-Tax Income is $861 Mil. Enact Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Enact Holdings (ACT), the current Pre-Tax Income is $861 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enact Holdings (ACT) Overvalued in 2026?
Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued.
The current stock price of $46.52 is trading 20.7% above its estimated GF Value™ of $38.55.
GuruFocus considers Enact Holdings to be Modestly Overvalued.
Key valuation signals for ACT:
Pre-Tax Income: $861 Mil
GF Value™: $38.55 vs. price of $46.52 (20.7% above fair value)
No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
75GF Score
Get the complete analysis for ACT
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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