Enact HoldingsACT +1.31%77 OCF Yield % is 11.53 as of Jun. 25, 2026, which is 14% below its 10-year median of 13.40. GuruFocus rates ACT with a GF Score™ of 77/100 and a GF Value™ of $38.39 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 504 Insurance companies, Enact Holdings ranks better than 60.71% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Enact Holdings OCF Yield % Related Terms
Enact Holdings OCF Yield % Historical Data
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The historical data trend for Enact Holdings's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Enact Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enact Holdings OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Enact Holdings's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Enact Holdings's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings (ACT) has a OCF Yield % of 11.53 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Enact Holdings and its competitors. This is 14% below median its historical median of 13.40. Over the past decade, Enact Holdings' OCF Yield % has ranged from 11.44 to 19.11. According to the industry distribution chart, Enact Holdings ranks #198 out of 504 companies in the Insurance industry, placing it in the top 39.3%.
Is Enact Holdings' OCF Yield % too high?
Enact Holdings' current OCF Yield % of 11.53 is 14% below median its 10-year median of 13.40. Over the past 10 years, this metric has ranged from a low of 11.44 to a high of 19.11. The Insurance industry median OCF Yield % is 8.09. Enact Holdings' value of 11.53 is 42.6% above this industry median. Based on the distribution chart, Enact Holdings ranks #198 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Enact Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' OCF Yield % compare to ESNT and MTG?
According to the Insurance industry distribution chart, Enact Holdings ranks #198 out of 504 companies for OCF Yield %. This puts Enact Holdings in the upper half of its industry. The industry median OCF Yield % is 8.09. Enact Holdings' value of 11.53 is 42.6% above this benchmark. Historically, Enact Holdings' own OCF Yield % has ranged from 11.44 to 19.11 over the past decade. While the company's 10-year median is 13.40 vs. the industry median of 8.09, Enact Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.09, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enact Holdings's current OCF Yield % of 11.53 is 42.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Enact Holdings and its competitors. For the Insurance industry, the median OCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enact Holdings's current OCF Yield % is 11.53, which is 14% below median its own 10-year median of 13.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.39, compared to a current price of $44.83 — trading 16.8% above its estimated fair value. The current OCF Yield % is 11.53, which is 14% below median its 10-year median of 13.40 and 42.6% above the Insurance industry median of 8.09. Enact Holdings' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Enact Holdings (ACT), the current OCF Yield % is 11.53 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enact Holdings (ACT) Overvalued in 2026?
Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued.
The current stock price of $44.83 is trading 16.8% above its estimated GF Value™ of $38.39.
GuruFocus considers Enact Holdings to be Modestly Overvalued.
Key valuation signals for ACT:
OCF Yield %: 11.53 (14% below median its 10-year median of 13.40)
GF Value™: $38.39 vs. price of $44.83 (16.8% above fair value)
Industry Position: 42.6% above the Insurance median (#198 of 504)
No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
77GF Score
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