ACT (Enact Holdings) Long-Term Debt: $745 Mil (As of Mar. 2026)


ACT Enact Holdings Inc ACT
77 GF Score
Price $44.89
GF Value $38.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Enact Holdings Long-Term Debt?

Enact Holdings ACT +0.65% 77 Long-Term Debt is $745 Mil as of Mar. 2026. GuruFocus rates ACT with a GF Score™ of 77/100 and a GF Value™ of $38.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Enact Holdings's Long-Term Debt for the quarter that ended in Mar. 2026 was $745 Mil.

Enact Holdings's quarterly Long-Term Debt increased from Sep. 2025 ($744 Mil) to Dec. 2025 ($744 Mil) and increased from Dec. 2025 ($744 Mil) to Mar. 2026 ($745 Mil).

Enact Holdings's annual Long-Term Debt increased from Dec. 2023 ($-5 Mil) to Dec. 2024 ($743 Mil) and increased from Dec. 2024 ($743 Mil) to Dec. 2025 ($744 Mil).

Enact Holdings  (NAS:ACT) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Enact Holdings Long-Term Debt Related Terms

Enact Holdings Long-Term Debt Historical Data

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The historical data trend for Enact Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enact Holdings Long-Term Debt Chart

Enact Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 740.42 742.83 -4.58 743.05 744.48

Enact Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 743.40 743.75 744.11 744.48 744.85
ACT
77GF Score
Enact Holdings Inc ACT
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $745 Mil mean?
Enact Holdings (ACT) has a Long-Term Debt of $745 Mil as of Mar. 2026.
Is Enact Holdings' Long-Term Debt too high?
Enact Holdings' current Long-Term Debt is $745 Mil. Overall, Enact Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' Long-Term Debt compare to ESNT and MTG?
Enact Holdings' Long-Term Debt of $745 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Enact Holdings's current Long-Term Debt is $745 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.40, compared to a current price of $44.89 — trading 16.9% above its estimated fair value. The current Long-Term Debt is $745 Mil. Enact Holdings' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Enact Holdings (ACT), the current Long-Term Debt is $745 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enact Holdings (ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued. The current stock price of $44.89 is trading 16.9% above its estimated GF Value™ of $38.40. GuruFocus considers Enact Holdings to be Modestly Overvalued.

Key valuation signals for ACT:

  • Long-Term Debt: $745 Mil
  • GF Value™: $38.40 vs. price of $44.89 (16.9% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enact Holdings Business Description

Address 8325 Six Forks Road, Raleigh, NC, USA, 27615
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
77GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.89
Price
$38.40
GF Value