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Enact HoldingsACT -0.36%73 Intrinsic Value: Projected FCF is $0.00 as of Aug. 03, 2026. GuruFocus rates ACT with a GF Score™ of 73/100 and a GF Value™ of $38.65 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 396 Insurance companies, Enact Holdings ranks worse than 252525% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-03), Enact Holdings's Intrinsic Value: Projected FCF is $0.00. The stock price of Enact Holdings is $47.33. Therefore, Enact Holdings's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for Enact Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:
ACT's Price-to-Projected-FCF is not ranked *
in the Insurance industry.
Industry Median: 0.755 * Ranked among companies with meaningful Price-to-Projected-FCF only.
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Enact Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
47.33
/
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enact Holdings Intrinsic Value: Projected FCF Related Terms
Enact Holdings Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Enact Holdings's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACT vs MTG, ESNT, RYAN: Intrinsic Value: Projected FCF Comparison
For the Insurance - Specialty subindustry, Enact Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enact Holdings Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Enact Holdings's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Enact Holdings's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
What does a Intrinsic Value: Projected FCF of $0.00 mean?
Enact Holdings (ACT) has a Intrinsic Value: Projected FCF of $0.00 as of Aug. 03, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Enact Holdings and its competitors. According to the industry distribution chart, Enact Holdings ranks #999999 out of 396 companies in the Insurance industry.
Is Enact Holdings' Intrinsic Value: Projected FCF too high?
Enact Holdings' current Intrinsic Value: Projected FCF is $0.00. Based on the distribution chart, Enact Holdings ranks #999999 out of 396 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Enact Holdings has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' Intrinsic Value: Projected FCF compare to MTG and ESNT?
According to the Insurance industry distribution chart, Enact Holdings ranks #999999 out of 396 companies for Intrinsic Value: Projected FCF. This places Enact Holdings in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Enact Holdings and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enact Holdings's current Intrinsic Value: Projected FCF is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.65, compared to a current price of $47.33 — trading 22.5% above its estimated fair value. The current Intrinsic Value: Projected FCF is $0.00. Enact Holdings' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Enact Holdings (ACT), the current Intrinsic Value: Projected FCF is $0.00 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enact Holdings (ACT) Overvalued in 2026?
Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued.
The current stock price of $47.33 is trading 22.5% above its estimated GF Value™ of $38.65.
GuruFocus considers Enact Holdings to be Modestly Overvalued.
Key valuation signals for ACT:
Intrinsic Value: Projected FCF: $0.00
GF Value™: $38.65 vs. price of $47.33 (22.5% above fair value)
No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
73GF Score
Get the complete analysis for ACT
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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