ACT (Enact Holdings) ROE % Adjusted to Book Value: 11.73% (As of Mar. 2026)


ACT Enact Holdings Inc ACT
77 GF Score
Price $44.38
GF Value $38.39
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Enact Holdings ROE % Adjusted to Book Value?

Enact Holdings ACT +0.29% 77 ROE % Adjusted to Book Value is 11.73% as of Mar. 2026. GuruFocus rates ACT with a GF Score™ of 77/100 and a GF Value™ of $38.39 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Enact Holdings's ROE % for the quarter that ended in Mar. 2026 was 12.55%. Enact Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 1.07. Enact Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.73%.

Enact Holdings ROE % Adjusted to Book Value Related Terms

Enact Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for Enact Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enact Holdings ROE % Adjusted to Book Value Chart

Enact Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 16.70 17.88 15.39 14.43 12.41

Enact Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.85 12.25 11.82 12.65 11.73

ACT vs ESNT, MTG, FAF: ROE % Adjusted to Book Value Comparison

For the Insurance - Specialty subindustry, Enact Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enact Holdings ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Enact Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Enact Holdings's ROE % Adjusted to Book Value falls into.


ACT
77GF Score
Enact Holdings Inc ACT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Enact Holdings ROE % Adjusted to Book Value Calculation

Enact Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.03% / 1.05
=12.41%

Enact Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.55% / 1.07
=11.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.73% mean?
Enact Holdings (ACT) has a ROE % Adjusted to Book Value of 11.73% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Enact Holdings and its competitors.
Is Enact Holdings' ROE % Adjusted to Book Value too high?
Enact Holdings' current ROE % Adjusted to Book Value is 11.73%. Overall, Enact Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' ROE % Adjusted to Book Value compare to ESNT and MTG?
Enact Holdings' ROE % Adjusted to Book Value of 11.73% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Enact Holdings and its competitors. Enact Holdings's current ROE % Adjusted to Book Value is 11.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.39, compared to a current price of $44.38 — trading 15.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.73%. Enact Holdings' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Enact Holdings (ACT), the current ROE % Adjusted to Book Value is 11.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enact Holdings (ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued. The current stock price of $44.38 is trading 15.6% above its estimated GF Value™ of $38.39. GuruFocus considers Enact Holdings to be Modestly Overvalued.

Key valuation signals for ACT:

  • ROE % Adjusted to Book Value: 11.73%
  • GF Value™: $38.39 vs. price of $44.38 (15.6% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enact Holdings Business Description

Address 8325 Six Forks Road, Raleigh, NC, USA, 27615
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
77GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.38
Price
$38.39
GF Value