ACT (Enact Holdings) 1-Year Share Buyback Ratio: 6.90% (As of Mar. 2026 )

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ACT Enact Holdings Inc ACT
75 GF Score
Price $46.58
GF Value $38.51
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Enact Holdings 1-Year Share Buyback Ratio?

Enact Holdings ACT +3.72% 75 1-Year Share Buyback Ratio is 6.90 as of Mar. 2026. GuruFocus rates ACT with a GF Score™ of 75/100 and a GF Value™ of $38.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 262 Insurance companies, Enact Holdings ranks better than 92.37% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Enact Holdings's current 1-Year Share Buyback Ratio was 6.90%.

ACT's 1-Year Share Buyback Ratio is ranked better than
92.37% of 262 companies
in the Insurance industry
Industry Median: 0.1 vs ACT: 6.90

Enact Holdings  (NAS:ACT) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Enact Holdings 1-Year Share Buyback Ratio Related Terms


ACT vs ESNT, MTG, FAF: 1-Year Share Buyback Ratio Comparison

For the Insurance - Specialty subindustry, Enact Holdings's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enact Holdings 1-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Enact Holdings's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Enact Holdings's 1-Year Share Buyback Ratio falls into.


ACT
75GF Score
Enact Holdings Inc ACT
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Enact Holdings 1-Year Share Buyback Ratio Calculation

Enact Holdings's 1-Year Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Mar. 2025 )
=(150.765 - 140.293) / 150.765
=6.9%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 6.90 mean?
Enact Holdings (ACT) has a 1-Year Share Buyback Ratio of 6.90 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Enact Holdings and its competitors. According to the industry distribution chart, Enact Holdings ranks #20 out of 262 companies in the Insurance industry, placing it in the top 7.6%.
Is Enact Holdings' 1-Year Share Buyback Ratio too high?
Enact Holdings' current 1-Year Share Buyback Ratio is 6.90. The Insurance industry median 1-Year Share Buyback Ratio is 0.10. Enact Holdings' value of 6.90 is 6800% above this industry median. Based on the distribution chart, Enact Holdings ranks #20 out of 262 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Enact Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' 1-Year Share Buyback Ratio compare to ESNT and MTG?
According to the Insurance industry distribution chart, Enact Holdings ranks #20 out of 262 companies for 1-Year Share Buyback Ratio. This places Enact Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median 1-Year Share Buyback Ratio is 0.10. Enact Holdings' value of 6.90 is 6800% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.10, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enact Holdings's current 1-Year Share Buyback Ratio of 6.90 is 6800% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Enact Holdings and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enact Holdings's current 1-Year Share Buyback Ratio is 6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.51, compared to a current price of $46.58 — trading 21% above its estimated fair value. The current 1-Year Share Buyback Ratio is 6.90 and 6800% above the Insurance industry median of 0.10. Enact Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Enact Holdings (ACT), the current 1-Year Share Buyback Ratio is 6.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enact Holdings (ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued. The current stock price of $46.58 is trading 21% above its estimated GF Value™ of $38.51. GuruFocus considers Enact Holdings to be Modestly Overvalued.

Key valuation signals for ACT:

  • 1-Year Share Buyback Ratio: 6.90
  • GF Value™: $38.51 vs. price of $46.58 (21% above fair value)
  • GF Score™: 75/100 with 6 warning signs
  • Industry Position: 6800% above the Insurance median (#20 of 262)

No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enact Holdings Business Description

Address 8325 Six Forks Road, Raleigh, NC, USA, 27615
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
75GF Score

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1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.58
Price
$38.51
GF Value