ACT (Enact Holdings) Change In Receivables: $-1 Mil (TTM As of Mar. 2026)


ACT Enact Holdings Inc ACT
74 GF Score
Price $45.35
GF Value $38.43
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Enact Holdings Change In Receivables?

Enact Holdings ACT -0.11% 74 Change In Receivables is $-1 Mil as of Mar. 2026. GuruFocus rates ACT with a GF Score™ of 74/100 and a GF Value™ of $38.43 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Enact Holdings's change in receivables for the quarter that ended in Mar. 2026 was $-1 Mil. It means Enact Holdings's Accounts Receivable increased by $1 Mil from Dec. 2025 to Mar. 2026 .

Enact Holdings's change in receivables for the fiscal year that ended in Dec. 2025 was $7 Mil. It means Enact Holdings's Accounts Receivable declined by $7 Mil from Dec. 2024 to Dec. 2025 .

Enact Holdings's Accounts Receivable for the quarter that ended in Mar. 2026 was $47 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Enact Holdings's Days Sales Outstanding for the three months ended in Mar. 2026 was 13.86.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Enact Holdings's liquidation value for the three months ended in Mar. 2026 was $883 Mil.

Enact Holdings  (NAS:ACT) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Enact Holdings's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=47.398/312.082*91
=13.86

2. In Ben Graham's calculation of liquidation value, Enact Holdings's accounts receivable are only considered to be worth 75% of book value:

Enact Holdings's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=2466.179-1618.454+0.75 * 47.398+0.5 * 0
=883

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enact Holdings Change In Receivables Related Terms

Enact Holdings Change In Receivables Historical Data

* Premium members only.

The historical data trend for Enact Holdings's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enact Holdings Change In Receivables Chart

Enact Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial 4.20 0.53 -3.33 -7.96 6.90

Enact Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.58 2.36 -4.56 2.52 -1.27
ACT
74GF Score
Enact Holdings Inc ACT
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enact Holdings Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-1 Mil mean?
Enact Holdings (ACT) has a Change In Receivables of $-1 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Enact Holdings and its competitors.
Is Enact Holdings' Change In Receivables too high?
Enact Holdings' current Change In Receivables is $-1 Mil. Overall, Enact Holdings has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' Change In Receivables compare to ESNT and MTG?
Enact Holdings' Change In Receivables of $-1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Enact Holdings and its competitors. Enact Holdings's current Change In Receivables is $-1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.43, compared to a current price of $45.35 — trading 18% above its estimated fair value. The current Change In Receivables is $-1 Mil. Enact Holdings' overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Enact Holdings (ACT), the current Change In Receivables is $-1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enact Holdings (ACT) Overvalued in 2026?

Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued. The current stock price of $45.35 is trading 18% above its estimated GF Value™ of $38.43. GuruFocus considers Enact Holdings to be Modestly Overvalued.

Key valuation signals for ACT:

  • Change In Receivables: $-1 Mil
  • GF Value™: $38.43 vs. price of $45.35 (18% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enact Holdings Business Description

Address 8325 Six Forks Road, Raleigh, NC, USA, 27615
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
74GF Score

Get the complete analysis for ACT

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.35
Price
$38.43
GF Value