Enact HoldingsACT -0.51%75 Earnings per Share (Diluted) is $4.61 as of Mar. 2026. GuruFocus rates ACT with a GF Score™ of 75/100 and a GF Value™ of $38.48 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 402 Insurance companies, Enact Holdings ranks worse than 75.12% on this metric.
Enact Holdings's EPS (Basic) for the
three
months ended in Mar. 2026 was $1.18.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.64.
During the past 12 months, Enact Holdings's average EPS without NRIGrowth Rate was 0.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 2.00% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 13.40% per year.
During the past 7 years, Enact Holdings's highest 3-Year average EPS without NRI Growth Rate was 22.50% per year. The lowest was 1.40% per year. And the median was 6.35% per year.
Enact Holdings (NAS:ACT) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Enact Holdings Earnings per Share (Diluted) Related Terms
Enact Holdings Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Enact Holdings's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACT vs ESNT, MTG, FAF: Earnings per Share (Diluted) Comparison
For the Insurance - Specialty subindustry, Enact Holdings's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enact Holdings PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Enact Holdings's PE Ratio distribution charts can be found below:
* The bar in red indicates where Enact Holdings's PE Ratio falls into.
Enact Holdings Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Enact Holdings's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.61
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $4.61 mean?
Enact Holdings (ACT) has a Earnings per Share (Diluted) of $4.61 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Enact Holdings and its competitors. According to the industry distribution chart, Enact Holdings ranks #302 out of 402 companies in the Insurance industry, placing it in the top 75.1%.
Is Enact Holdings' Earnings per Share (Diluted) too high?
Enact Holdings' current Earnings per Share (Diluted) is $4.61. The Insurance industry median Earnings per Share (Diluted) is 16.35. Enact Holdings' value of $4.61 is 71.8% below this industry median. Based on the distribution chart, Enact Holdings ranks #302 out of 402 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Enact Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enact Holdings' Earnings per Share (Diluted) compare to ESNT and MTG?
According to the Insurance industry distribution chart, Enact Holdings ranks #302 out of 402 companies for Earnings per Share (Diluted). This places Enact Holdings in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.35. Enact Holdings' value of $4.61 is 71.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enact Holdings's current Earnings per Share (Diluted) of $4.61 is 71.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Enact Holdings and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enact Holdings's current Earnings per Share (Diluted) is $4.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enact Holdings stock overvalued right now?
Based on GuruFocus' analysis, Enact Holdings (ACT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.48, compared to a current price of $44.75 — trading 16.3% above its estimated fair value. The current Earnings per Share (Diluted) is $4.61 and 71.8% below the Insurance industry median of 16.35. Enact Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Enact Holdings (ACT), the current Earnings per Share (Diluted) is $4.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enact Holdings (ACT) Overvalued in 2026?
Based on GuruFocus' analysis, Enact Holdings stock appears to be overvalued.
The current stock price of $44.75 is trading 16.3% above its estimated GF Value™ of $38.48.
GuruFocus considers Enact Holdings to be Modestly Overvalued.
Key valuation signals for ACT:
Earnings per Share (Diluted): $4.61
GF Value™: $38.48 vs. price of $44.75 (16.3% above fair value)
Industry Position: 71.8% below the Insurance median (#302 of 402)
No single metric tells the full story. See the ACT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
75GF Score
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