SWSDF (Swiss Life Holding AG) Book Value per Share: $328.34 (As of Dec. 2025)


SWSDF Swiss Life Holding AG SWSDF
70 GF Score
Price $1,053.30
GF Value $950.27
Valuation Fairly Valued
! 8 Warning Signs
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What is Swiss Life Holding AG Book Value per Share?

Swiss Life Holding AG SWSDF -2.44% 70 Book Value per Share is $328.34 as of Dec. 2025. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $950.27 (Fairly Valued). The stock has 8 warning signs investors should review.

Swiss Life Holding AG's book value per share for the quarter that ended in Dec. 2025 was $328.34.

During the past 12 months, Swiss Life Holding AG's average Book Value Per Share Growth Rate was -0.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -5.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -11.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Swiss Life Holding AG was 15.20% per year. The lowest was -19.30% per year. And the median was 4.90% per year.

Swiss Life Holding AG's current price is $1053.30. Its book value per share for the quarter that ended in Dec. 2025 was $328.34. Hence, today's PB Ratio of Swiss Life Holding AG is 3.21.

During the past 13 years, the highest P/B Ratio of Swiss Life Holding AG was 3.59. The lowest was 0.54. And the median was 1.07.

Warning Sign:

Swiss Life Holding AG stock PB Ratio (=3.39) is close to 10-year high of 3.59.


Swiss Life Holding AG  (OTCPK:SWSDF) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Swiss Life Holding AG Book Value per Share Related Terms


Swiss Life Holding AG Book Value per Share Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG Book Value per Share Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 327.19 329.97 327.97 295.64 328.34

Swiss Life Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 327.97 309.27 295.64 294.40 328.34

SWSDF vs BRK.A, AIG, HIG: Book Value per Share Comparison

For the Insurance - Diversified subindustry, Swiss Life Holding AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Life Holding AG PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Life Holding AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where Swiss Life Holding AG's PB Ratio falls into.


SWSDF
70GF Score
Swiss Life Holding AG SWSDF
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Life Holding AG Book Value per Share Calculation

Swiss Life Holding AG's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(9,176-0)/28
=328.34

Swiss Life Holding AG's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(9,176-0)/28
=328.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $328.34 mean?
Swiss Life Holding AG (SWSDF) has a Book Value per Share of $328.34 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Swiss Life Holding AG and its competitors.
Is Swiss Life Holding AG's Book Value per Share too high?
Swiss Life Holding AG's current Book Value per Share is $328.34. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Book Value per Share compare to BRK.A and AIG?
Swiss Life Holding AG's Book Value per Share of $328.34 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Swiss Life Holding AG and its competitors. Swiss Life Holding AG's current Book Value per Share is $328.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $950.27, compared to a current price of $1,053.30 — trading 10.8% above its estimated fair value. The current Book Value per Share is $328.34. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Book Value per Share is $328.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of $1,053.30 is trading 10.8% above its estimated GF Value™ of $950.27. GuruFocus considers Swiss Life Holding AG to be Fairly Valued.

Key valuation signals for SWSDF:

  • Book Value per Share: $328.34
  • GF Value™: $950.27 vs. price of $1,053.30 (10.8% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score

Get the complete analysis for SWSDF

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,053.30
Price
$950.27
GF Value