Pretax income is the income that a company earns before paying income taxes. Swiss Life Holding AG's pretax income for the
six
months ended in Dec. 2025 was $1,060 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $2,071 Mil.
Swiss Life Holding AG's pretax margin was 8.41%.
During the past 13 years, Swiss Life Holding AG's highest Pretax Margin was 15.75%. The lowest was 6.15%. And the median was 7.30%.
Swiss Life Holding AG (OTCPK:SWSDF) Pre-Tax Income Explanation
Swiss Life Holding AG's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as
During the past 13 years, Swiss Life Holding AG's highest Pretax Margin was 15.75%. The lowest was 6.15%. And the median was 7.30%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG Pre-Tax Income Related Terms
Swiss Life Holding AG Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for Swiss Life Holding AG's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SWSDF vs BRK.A, AIG, HIG: Pre-Tax Income Comparison
For the Insurance - Diversified subindustry, Swiss Life Holding AG's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG Pre-Tax Income vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $2,071 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG (SWSDF) has a Pre-Tax Income of $2,071 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Swiss Life Holding AG and its competitors.
Is Swiss Life Holding AG's Pre-Tax Income too high?
Swiss Life Holding AG's current Pre-Tax Income is $2,071 Mil. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Pre-Tax Income compare to BRK.A and AIG?
Swiss Life Holding AG's Pre-Tax Income of $2,071 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Swiss Life Holding AG and its competitors. Swiss Life Holding AG's current Pre-Tax Income is $2,071 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,075.19, compared to a current price of $1,130.01 — trading 5.1% above its estimated fair value. The current Pre-Tax Income is $2,071 Mil. Swiss Life Holding AG's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Pre-Tax Income is $2,071 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,130.01 is trading 5.1% above its estimated GF Value™ of $1,075.19.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
Pre-Tax Income: $2,071 Mil
GF Value™: $1,075.19 vs. price of $1,130.01 (5.1% above fair value)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score
Get the complete analysis for SWSDF
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SWSDF has been successfully added to your 
