SWSDF (Swiss Life Holding AG) Interest Expense: $-413 Mil (TTM As of Dec. 2025)


SWSDF Swiss Life Holding AG SWSDF
70 GF Score
Price $1,053.30
GF Value $950.27
Valuation Fairly Valued
! 8 Warning Signs
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What is Swiss Life Holding AG Interest Expense?

Swiss Life Holding AG SWSDF -2.44% 70 Interest Expense is $-413 Mil as of Dec. 2025. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $950.27 (Fairly Valued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Swiss Life Holding AG's interest expense for the six months ended in Dec. 2025 was $ -198 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-413 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Swiss Life Holding AG's Operating Income for the six months ended in Dec. 2025 was $ 1,259 Mil. Swiss Life Holding AG's Interest Expense for the six months ended in Dec. 2025 was $ -198 Mil. Swiss Life Holding AG's Interest Coverage for the quarter that ended in Dec. 2025 was 6.35. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Swiss Life Holding AG  (OTCPK:SWSDF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Swiss Life Holding AG's Interest Expense for the six months ended in Dec. 2025 was $-198 Mil. Its EBIT for the six months ended in Dec. 2025 was $1,259 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was $12,384 Mil.

Swiss Life Holding AG's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1258.627/-198.268
=6.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Swiss Life Holding AG Interest Expense Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG Interest Expense Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -318.13 -222.20 -481.04 -452.00 -417.87

Swiss Life Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -235.89 -232.71 -218.71 -215.20 -198.27
SWSDF
70GF Score
Swiss Life Holding AG SWSDF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Life Holding AG Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-413 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-413 Mil mean?
Swiss Life Holding AG (SWSDF) has a Interest Expense of $-413 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Swiss Life Holding AG and its competitors.
Is Swiss Life Holding AG's Interest Expense too high?
Swiss Life Holding AG's current Interest Expense is $-413 Mil. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Interest Expense compare to BRK.A and AIG?
Swiss Life Holding AG's Interest Expense of $-413 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Swiss Life Holding AG and its competitors. Swiss Life Holding AG's current Interest Expense is $-413 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $950.27, compared to a current price of $1,053.30 — trading 10.8% above its estimated fair value. The current Interest Expense is $-413 Mil. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Interest Expense is $-413 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of $1,053.30 is trading 10.8% above its estimated GF Value™ of $950.27. GuruFocus considers Swiss Life Holding AG to be Fairly Valued.

Key valuation signals for SWSDF:

  • Interest Expense: $-413 Mil
  • GF Value™: $950.27 vs. price of $1,053.30 (10.8% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score

Get the complete analysis for SWSDF

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,053.30
Price
$950.27
GF Value