Swiss Life Holding AGSWSDF 71 EV-to-EBIT is 14.72 as of Jul. 02, 2026, which is 78% above its 10-year median of 8.25. GuruFocus rates SWSDF with a GF Score™ of 71/100 and a GF Value™ of $1,082.50 (Fairly Valued). The stock has 8 warning signs investors should review. Among 347 Insurance companies, Swiss Life Holding AG ranks worse than 75.5% on this metric.
Swiss Life Holding AG (OTCPK:SWSDF) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Swiss Life Holding AG's Enterprise Value for the quarter that ended in Dec. 2025 was $40,173 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Life Holding AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $2,485 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Swiss Life Holding AG's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's EV-to-EBIT falls into.
Swiss Life Holding AG's current Enterprise Value is $36,570 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Life Holding AG's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $2,485 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG (SWSDF) has a EV-to-EBIT of 14.72 as of Jul. 02, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Swiss Life Holding AG and its competitors. This is 78% above median its historical median of 8.25. Over the past decade, Swiss Life Holding AG's EV-to-EBIT has ranged from 3.88 to 15.69. According to the industry distribution chart, Swiss Life Holding AG ranks #262 out of 347 companies in the Insurance industry, placing it in the top 75.5%.
Is Swiss Life Holding AG's EV-to-EBIT too high?
Swiss Life Holding AG's current EV-to-EBIT of 14.72 is 78% above median its 10-year median of 8.25. Over the past 10 years, this metric has ranged from a low of 3.88 to a high of 15.69. The Insurance industry median EV-to-EBIT is 8.65. Swiss Life Holding AG's value of 14.72 is 70.2% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #262 out of 347 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Swiss Life Holding AG has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #262 out of 347 companies for EV-to-EBIT. This places Swiss Life Holding AG in the lower half of its industry. The industry median EV-to-EBIT is 8.65. Swiss Life Holding AG's value of 14.72 is 70.2% above this benchmark. Historically, Swiss Life Holding AG's own EV-to-EBIT has ranged from 3.88 to 15.69 over the past decade. While the company's 10-year median is 8.25 vs. the industry median of 8.65, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.65, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current EV-to-EBIT of 14.72 is 70.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current EV-to-EBIT is 14.72, which is 78% above median its own 10-year median of 8.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,082.50, compared to a current price of $1,106.01 — trading 2.2% above its estimated fair value. The current EV-to-EBIT is 14.72, which is 78% above median its 10-year median of 8.25 and 70.2% above the Insurance industry median of 8.65. Swiss Life Holding AG's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current EV-to-EBIT is 14.72 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,106.01 is trading 2.2% above its estimated GF Value™ of $1,082.50.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
EV-to-EBIT: 14.72 (78% above median its 10-year median of 8.25)
GF Value™: $1,082.50 vs. price of $1,106.01 (2.2% above fair value)
Industry Position: 70.2% above the Insurance median (#262 of 347)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
71GF Score
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