SWSDF (Swiss Life Holding AG) Operating Cash Flow per Share: $74.13 (TTM As of Dec. 2025)

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SWSDF Swiss Life Holding AG SWSDF
78 GF Score
Price $1,170.00
GF Value $1,124.06
Valuation Fairly Valued
! 9 Warning Signs
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What is Swiss Life Holding AG Operating Cash Flow per Share?

Swiss Life Holding AG SWSDF +0.01% 78 Operating Cash Flow per Share is $74.13 as of Dec. 2025. GuruFocus rates SWSDF with a GF Score™ of 78/100 and a GF Value™ of $1,124.06 (Fairly Valued). The stock has 9 warning signs investors should review. Among 345 Insurance companies, Swiss Life Holding AG ranks better than 65.51% on this metric.

Swiss Life Holding AG's operating cash flow per share for the six months ended in Dec. 2025 was $18.12. Swiss Life Holding AG's operating cash flow per share for the trailing twelve months (TTM) ended in Dec. 2025 was $74.13.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Swiss Life Holding AG was 828.90% per year. During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 22.80% per year. During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 18.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.

The historical rank and industry rank for Swiss Life Holding AG's Operating Cash Flow per Share or its related term are showing as below:

SWSDF' s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -50.6   Med: -7.45   Max: 66
Current: 22.8

During the past 13 years, Swiss Life Holding AG's highest 3-Year average Operating Cash Flow per Share Growth Rate was 66.00% per year. The lowest was -50.60% per year. And the median was -7.45% per year.

SWSDF's 3-Year OCF Growth Rate is ranked better than
65.51% of 345 companies
in the Insurance industry
Industry Median: 11.9 vs SWSDF: 22.80

Swiss Life Holding AG Operating Cash Flow per Share Related Terms


Swiss Life Holding AG Operating Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's Operating Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG Operating Cash Flow per Share Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Cash Flow per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.29 34.89 34.82 7.27 75.53

Swiss Life Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Operating Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89.02 -8.30 15.81 56.02 18.12

SWSDF vs BRK.A, AIG, HIG: Operating Cash Flow per Share Comparison

For the Insurance - Diversified subindustry, Swiss Life Holding AG's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Life Holding AG Price-to-Operating-Cash-Flow vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Life Holding AG's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Swiss Life Holding AG's Price-to-Operating-Cash-Flow falls into.


SWSDF
78GF Score
Swiss Life Holding AG SWSDF
Operating Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Life Holding AG Operating Cash Flow per Share Calculation

Operating Cash Flow per Share is the amount of Cash Flow from Operations per outstanding share of the company's stock.

Swiss Life Holding AG's Operating Cash Flow per Share for the fiscal year that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (A: Dec. 2025 )=Cash Flow from Operations (A: Dec. 2025 )/Shares Outstanding (Diluted Average) (A: Dec. 2025 )
=2138.286/28.310
=75.53

Swiss Life Holding AG's Operating Cash Flow per Share for the quarter that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (Q: Dec. 2025 )=Cash Flow from Operations (Q: Dec. 2025 )/Shares Outstanding (Diluted Average) (Q: Dec. 2025 )
=509.474/28.124
=18.12

Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $74.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Operating Cash Flow per Share of $74.13 mean?
Swiss Life Holding AG (SWSDF) has a Operating Cash Flow per Share of $74.13 as of Dec. 2025. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Swiss Life Holding AG and its competitors. According to the industry distribution chart, Swiss Life Holding AG ranks #119 out of 345 companies in the Insurance industry, placing it in the top 34.5%.
Is Swiss Life Holding AG's Operating Cash Flow per Share too high?
Swiss Life Holding AG's current Operating Cash Flow per Share is $74.13. The Insurance industry median Operating Cash Flow per Share is 11.90. Swiss Life Holding AG's value of $74.13 is 522.9% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #119 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, Swiss Life Holding AG has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Operating Cash Flow per Share compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #119 out of 345 companies for Operating Cash Flow per Share. This puts Swiss Life Holding AG in the upper half of its industry. The industry median Operating Cash Flow per Share is 11.90. Swiss Life Holding AG's value of $74.13 is 522.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for an Insurance company?
The median Operating Cash Flow per Share among Insurance companies is 11.90, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current Operating Cash Flow per Share of $74.13 is 522.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median Operating Cash Flow per Share is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current Operating Cash Flow per Share is $74.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,124.06, compared to a current price of $1,170.00 — trading 4.1% above its estimated fair value. The current Operating Cash Flow per Share is $74.13 and 522.9% above the Insurance industry median of 11.90. Swiss Life Holding AG's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Operating Cash Flow per Share is $74.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of $1,170.00 is trading 4.1% above its estimated GF Value™ of $1,124.06. GuruFocus considers Swiss Life Holding AG to be Fairly Valued.

Key valuation signals for SWSDF:

  • Operating Cash Flow per Share: $74.13
  • GF Value™: $1,124.06 vs. price of $1,170.00 (4.1% above fair value)
  • GF Score™: 78/100 with 9 warning signs
  • Industry Position: 522.9% above the Insurance median (#119 of 345)

No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
78GF Score

Get the complete analysis for SWSDF

Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,170.00
Price
$1,124.06
GF Value