Swiss Life Holding AGSWSDF -2.44%70 PS Ratio is 1.35 as of Jun. 28, 2026, which is 85% above its 10-year median of 0.73. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $950.27 (Fairly Valued). The stock has 8 warning signs investors should review. Among 505 Insurance companies, Swiss Life Holding AG ranks worse than 61.78% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Swiss Life Holding AG's share price is $1053.30.
Swiss Life Holding AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $782.70. Hence, Swiss Life Holding AG's PS Ratio for today is 1.35.
Warning Sign:
Swiss Life Holding AG stock PS Ratio (=1.41) is close to 2-year high of 1.5.
The historical rank and industry rank for Swiss Life Holding AG's PS Ratio or its related term are showing as below:
SWSDF'
s PS Ratio Range Over the Past 10 Years
Min: 0.35 Med: 0.73 Max: 1.76
Current: 1.41
During the past 13 years, Swiss Life Holding AG's highest PS Ratio was 1.76. The lowest was 0.35. And the median was 0.73.
SWSDF's PS Ratio is ranked worse than 61.78% of 505
companies
in the Insurance industry
Industry Median: 1.15
vs SWSDF: 1.41
Swiss Life Holding AG revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Swiss Life Holding AG was -2.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 22.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -0.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -0.20% per year.
During the past 13 years, Swiss Life Holding AG's highest 3-Year average Revenue per Share Growth Rate was 22.80% per year. The lowest was -22.80% per year. And the median was 0.50% per year.
Back to Basics: PS Ratio
Swiss Life Holding AG (OTCPK:SWSDF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Swiss Life Holding AG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's PS Ratio distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Swiss Life Holding AG's Share Price of today is $1053.30.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Life Holding AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $782.70.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Swiss Life Holding AG (SWSDF) has a PS Ratio of 1.35 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Swiss Life Holding AG and its competitors. This is 85% above median its historical median of 0.73. Over the past decade, Swiss Life Holding AG's PS Ratio has ranged from 0.35 to 1.76. According to the industry distribution chart, Swiss Life Holding AG ranks #312 out of 505 companies in the Insurance industry, placing it in the top 61.8%.
Is Swiss Life Holding AG's PS Ratio too high?
Swiss Life Holding AG's current PS Ratio of 1.35 is 85% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.76. The Insurance industry median PS Ratio is 1.15. Swiss Life Holding AG's value of 1.35 is 17.4% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #312 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #312 out of 505 companies for PS Ratio. This places Swiss Life Holding AG in the lower half of its industry. The industry median PS Ratio is 1.15. Swiss Life Holding AG's value of 1.35 is 17.4% above this benchmark. Historically, Swiss Life Holding AG's own PS Ratio has ranged from 0.35 to 1.76 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 1.15, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current PS Ratio of 1.35 is 17.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current PS Ratio is 1.35, which is 85% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $950.27, compared to a current price of $1,053.30 — trading 10.8% above its estimated fair value. The current PS Ratio is 1.35, which is 85% above median its 10-year median of 0.73 and 17.4% above the Insurance industry median of 1.15. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current PS Ratio is 1.35 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,053.30 is trading 10.8% above its estimated GF Value™ of $950.27.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
PS Ratio: 1.35 (85% above median its 10-year median of 0.73)
GF Value™: $950.27 vs. price of $1,053.30 (10.8% above fair value)
Industry Position: 17.4% above the Insurance median (#312 of 505)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score
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