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Swiss Life Holding AGSWSDF 76 3-Year Dividend Growth Rate is 11.90% as of Dec. 2025, which is 27% below its 10-year median of 16.30. GuruFocus rates SWSDF with a GF Scoreâ„¢ of 76/100 and a GF Valueâ„¢ of $1,078.77 (Fairly Valued). The stock has 9 warning signs investors should review. Among 274 Insurance companies, Swiss Life Holding AG ranks better than 59.49% on this metric.
The historical rank and industry rank for Swiss Life Holding AG's 3-Year Dividend Growth Rate or its related term are showing as below:
SWSDF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 10.9 Med: 16.3 Max: 27.6
Current: 11.9
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Swiss Life Holding AG was 27.60% per year. The lowest was 10.90% per year. And the median was 16.30% per year.
SWSDF's 3-Year Dividend Growth Rate is ranked better than 59.49% of 274
companies
in the Insurance industry
Industry Median: 9.85
vs SWSDF: 11.90
During the past 12 months, Swiss Life Holding AG's average Dividends Per Share Growth Rate was 6.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 17.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 18.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Swiss Life Holding AG is 0.80, which seems too high.
Warning Sign:
Swiss Life Holding AG stock Dividend Yield % is close to 3-year low.
For more information regarding to dividend, please check our Dividend Page.
Swiss Life Holding AG (OTCPK:SWSDF) 3-Year Dividend Growth Rate Explanation
1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.
Swiss Life Holding AG's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as
During the past 13 years, the highest Dividend Payout Ratio of Swiss Life Holding AG was 0.84. The lowest was 0.31. And the median was 0.49.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Swiss Life Holding AG is 0.80, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Swiss Life Holding AG Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
CHF 36.500000
2026-05-11
2026-05-12
2026-05-13
Cash Dividend
annually
CHF:USD 1.286505
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Swiss Life Holding AG's Dividend Yield (%) for Today is calculated as
Current Share Price is $1130.01.
Swiss Life Holding AG's Dividends per Share for the trailing twelve months (TTM) ended in Today is $46.9574325.
During the past 13 years, the highest Dividend Yield of Swiss Life Holding AG was 5.92%. The lowest was 2.24%. And the median was 3.73%.
Warning Sign:
Swiss Life Holding AG stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG 3-Year Dividend Growth Rate Related Terms>
SWSDF vs BRK.A, AIG, HIG: 3-Year Dividend Growth Rate Comparison
For the Insurance - Diversified subindustry, Swiss Life Holding AG's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG 3-Year Dividend Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's 3-Year Dividend Growth Rate falls into.
Swiss Life Holding AG 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 11.90% mean?
Swiss Life Holding AG (SWSDF) has a 3-Year Dividend Growth Rate of 11.90% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Swiss Life Holding AG and its competitors. This is 27% below median its historical median of 16.30. Over the past decade, Swiss Life Holding AG's 3-Year Dividend Growth Rate has ranged from 10.90 to 27.60. According to the industry distribution chart, Swiss Life Holding AG ranks #111 out of 274 companies in the Insurance industry, placing it in the top 40.5%.
Is Swiss Life Holding AG's 3-Year Dividend Growth Rate too high?
Swiss Life Holding AG's current 3-Year Dividend Growth Rate of 11.90% is 27% below median its 10-year median of 16.30. Over the past 10 years, this metric has ranged from a low of 10.90 to a high of 27.60. The Insurance industry median 3-Year Dividend Growth Rate is 9.85. Swiss Life Holding AG's value of 11.90% is 20.8% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #111 out of 274 companies in the Insurance industry, which is above the industry midpoint. Overall, Swiss Life Holding AG has a GF Scoreâ„¢ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's 3-Year Dividend Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #111 out of 274 companies for 3-Year Dividend Growth Rate. This puts Swiss Life Holding AG in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 9.85. Swiss Life Holding AG's value of 11.90% is 20.8% above this benchmark. Historically, Swiss Life Holding AG's own 3-Year Dividend Growth Rate has ranged from 10.90 to 27.60 over the past decade. While the company's 10-year median is 16.30 vs. the industry median of 9.85, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.85, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current 3-Year Dividend Growth Rate of 11.90% is 20.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current 3-Year Dividend Growth Rate is 11.90%, which is 27% below median its own 10-year median of 16.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,078.77, compared to a current price of $1,130.01 — trading 4.7% above its estimated fair value. The current 3-Year Dividend Growth Rate is 11.90%, which is 27% below median its 10-year median of 16.30 and 20.8% above the Insurance industry median of 9.85. Swiss Life Holding AG's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current 3-Year Dividend Growth Rate is 11.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,130.01 is trading 4.7% above its estimated GF Value™ of $1,078.77.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
3-Year Dividend Growth Rate: 11.90% (27% below median its 10-year median of 16.30)
GF Value™: $1,078.77 vs. price of $1,130.01 (4.7% above fair value)
Industry Position: 20.8% above the Insurance median (#111 of 274)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
76GF Score
Get the complete analysis for SWSDF
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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