Swiss Life Holding AGSWSDF -2.44%70 EV-to-OCF is 17.33 as of Jun. 28, 2026, which is 18% below its 10-year median of 21.09. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $950.27 (Fairly Valued). The stock has 8 warning signs investors should review. Among 508 Insurance companies, Swiss Life Holding AG ranks worse than 79.72% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Swiss Life Holding AG's Enterprise Value is $36,494 Mil.
Swiss Life Holding AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $2,106 Mil. Therefore, Swiss Life Holding AG's EV-to-OCF for today is 17.33.
The historical rank and industry rank for Swiss Life Holding AG's EV-to-OCF or its related term are showing as below:
SWSDF'
s EV-to-OCF Range Over the Past 10 Years
Min: -11.87 Med: 21.09 Max: 166.18
Current: 17.36
During the past 13 years, the highest EV-to-OCF of Swiss Life Holding AG was 166.18. The lowest was -11.87. And the median was 21.09.
SWSDF's EV-to-OCF is ranked worse than 79.72% of 508
companies
in the Insurance industry
Industry Median: 6.52
vs SWSDF: 17.36
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Swiss Life Holding AG (OTCPK:SWSDF) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Swiss Life Holding AG's PE Ratio (TTM) for today is calculated as:
Swiss Life Holding AG's share price for today is $1053.30.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Life Holding AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $54.033.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Swiss Life Holding AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's EV-to-OCF falls into.
Swiss Life Holding AG's current Enterprise Value is $36,494 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Life Holding AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $2,106 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG (SWSDF) has a EV-to-OCF of 17.33 as of Jun. 28, 2026. This is 18% below median its historical median of 21.09. According to the industry distribution chart, Swiss Life Holding AG ranks #405 out of 508 companies in the Insurance industry, placing it in the top 79.7%.
Is Swiss Life Holding AG's EV-to-OCF too high?
Swiss Life Holding AG's current EV-to-OCF of 17.33 is 18% below median its 10-year median of 21.09. The Insurance industry median EV-to-OCF is 6.52. Swiss Life Holding AG's value of 17.33 is 165.8% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #405 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #405 out of 508 companies for EV-to-OCF. This places Swiss Life Holding AG in the lower half of its industry. The industry median EV-to-OCF is 6.52. Swiss Life Holding AG's value of 17.33 is 165.8% above this benchmark. While the company's 10-year median is 21.09 vs. the industry median of 6.52, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.52, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current EV-to-OCF of 17.33 is 165.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current EV-to-OCF is 17.33, which is 18% below median its own 10-year median of 21.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $950.27, compared to a current price of $1,053.30 — trading 10.8% above its estimated fair value. The current EV-to-OCF is 17.33, which is 18% below median its 10-year median of 21.09 and 165.8% above the Insurance industry median of 6.52. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current EV-to-OCF is 17.33 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,053.30 is trading 10.8% above its estimated GF Value™ of $950.27.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
EV-to-OCF: 17.33 (18% below median its 10-year median of 21.09)
GF Value™: $950.27 vs. price of $1,053.30 (10.8% above fair value)
Industry Position: 165.8% above the Insurance median (#405 of 508)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score
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