SWSDF (Swiss Life Holding AG) Total Payout Ratio: 1.22 (As of Jul. 01, 2026)


SWSDF Swiss Life Holding AG SWSDF
66 GF Score
Price $1,106.01
GF Value $1,082.00
Valuation Fairly Valued
! 8 Warning Signs
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What is Swiss Life Holding AG Total Payout Ratio?

Swiss Life Holding AG SWSDF 66 Total Payout Ratio is 1.22 as of Jul. 01, 2026. GuruFocus rates SWSDF with a GF Score™ of 66/100 and a GF Value™ of $1,082.00 (Fairly Valued). The stock has 8 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Swiss Life Holding AG's current Total Payout Ratio is 1.22.


Swiss Life Holding AG Total Payout Ratio Related Terms


Swiss Life Holding AG Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Swiss Life Holding AG's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Life Holding AG Total Payout Ratio Chart

Swiss Life Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 1.26 1.22 1.31 1.23

Swiss Life Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 1.78 0.81 2.17 0.38

SWSDF vs BRK.A, AIG, HIG: Total Payout Ratio Comparison

For the Insurance - Diversified subindustry, Swiss Life Holding AG's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Life Holding AG Total Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Life Holding AG's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Swiss Life Holding AG's Total Payout Ratio falls into.


SWSDF
66GF Score
Swiss Life Holding AG SWSDF
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Life Holding AG Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Swiss Life Holding AG's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-658.803 + 0 + -1243.569) / 1544.736
=1.23

Swiss Life Holding AG's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-307.441 + 0 + 0) / 810.641
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 1.22 mean?
Swiss Life Holding AG (SWSDF) has a Total Payout Ratio of 1.22 as of Jul. 01, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Swiss Life Holding AG and its competitors.
Is Swiss Life Holding AG's Total Payout Ratio too high?
Swiss Life Holding AG's current Total Payout Ratio is 1.22. Overall, Swiss Life Holding AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Total Payout Ratio compare to BRK.A and AIG?
Swiss Life Holding AG's Total Payout Ratio of 1.22 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for an Insurance company?
A good Total Payout Ratio depends on the Insurance industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Swiss Life Holding AG and its competitors. Swiss Life Holding AG's current Total Payout Ratio is 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,082.00, compared to a current price of $1,106.01 — trading 2.2% above its estimated fair value. The current Total Payout Ratio is 1.22. Swiss Life Holding AG's overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Total Payout Ratio is 1.22 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of $1,106.01 is trading 2.2% above its estimated GF Value™ of $1,082.00. GuruFocus considers Swiss Life Holding AG to be Fairly Valued.

Key valuation signals for SWSDF:

  • Total Payout Ratio: 1.22
  • GF Value™: $1,082.00 vs. price of $1,106.01 (2.2% above fair value)
  • GF Score™: 66/100 with 8 warning signs

No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
66GF Score

Get the complete analysis for SWSDF

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,106.01
Price
$1,082.00
GF Value