Swiss Life Holding AGSWSDF -2.44%70 5-Year Yield-on-Cost % is 10.11 as of Jun. 28, 2026, which is 20% above its 10-year median of 8.45. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $950.27 (Fairly Valued). The stock has 8 warning signs investors should review. Among 427 Insurance companies, Swiss Life Holding AG ranks better than 86.89% on this metric.
Swiss Life Holding AG's yield on cost for the quarter that ended in Dec. 2025 was 10.11.
The historical rank and industry rank for Swiss Life Holding AG's 5-Year Yield-on-Cost % or its related term are showing as below:
SWSDF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.1 Med: 8.45 Max: 13.49
Current: 10.11
During the past 13 years, Swiss Life Holding AG's highest Yield on Cost was 13.49. The lowest was 5.10. And the median was 8.45.
SWSDF's 5-Year Yield-on-Cost % is ranked better than 86.89% of 427
companies
in the Insurance industry
Industry Median: 4.03
vs SWSDF: 10.11
Swiss Life Holding AG (OTCPK:SWSDF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Swiss Life Holding AG 5-Year Yield-on-Cost % Related Terms
SWSDF vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Swiss Life Holding AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's 5-Year Yield-on-Cost % falls into.
Swiss Life Holding AG 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Swiss Life Holding AG (SWSDF) has a 5-Year Yield-on-Cost % of 10.11 as of Jun. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Swiss Life Holding AG and its competitors. This is 20% above median its historical median of 8.45. Over the past decade, Swiss Life Holding AG's 5-Year Yield-on-Cost % has ranged from 5.10 to 13.49. According to the industry distribution chart, Swiss Life Holding AG ranks #56 out of 427 companies in the Insurance industry, placing it in the top 13.1%.
Is Swiss Life Holding AG's 5-Year Yield-on-Cost % too high?
Swiss Life Holding AG's current 5-Year Yield-on-Cost % of 10.11 is 20% above median its 10-year median of 8.45. Over the past 10 years, this metric has ranged from a low of 5.10 to a high of 13.49. The Insurance industry median 5-Year Yield-on-Cost % is 4.03. Swiss Life Holding AG's value of 10.11 is 150.9% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #56 out of 427 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #56 out of 427 companies for 5-Year Yield-on-Cost %. This places Swiss Life Holding AG in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.03. Swiss Life Holding AG's value of 10.11 is 150.9% above this benchmark. Historically, Swiss Life Holding AG's own 5-Year Yield-on-Cost % has ranged from 5.10 to 13.49 over the past decade. While the company's 10-year median is 8.45 vs. the industry median of 4.03, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.03, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current 5-Year Yield-on-Cost % of 10.11 is 150.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current 5-Year Yield-on-Cost % is 10.11, which is 20% above median its own 10-year median of 8.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $950.27, compared to a current price of $1,053.30 — trading 10.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 10.11, which is 20% above median its 10-year median of 8.45 and 150.9% above the Insurance industry median of 4.03. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current 5-Year Yield-on-Cost % is 10.11 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,053.30 is trading 10.8% above its estimated GF Value™ of $950.27.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
5-Year Yield-on-Cost %: 10.11 (20% above median its 10-year median of 8.45)
GF Value™: $950.27 vs. price of $1,053.30 (10.8% above fair value)
Industry Position: 150.9% above the Insurance median (#56 of 427)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score
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