Swiss Life Holding AGSWSDF +3.34%70 3-Year Share Buyback Ratio is 1.90 as of Dec. 2025, which is 1800% above its 10-year median of 0.10. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $1,072.55 (Fairly Valued). The stock has 8 warning signs investors should review. Among 279 Insurance companies, Swiss Life Holding AG ranks better than 77.06% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Swiss Life Holding AG's current 3-Year Share Buyback Ratio was 1.90%.
The historical rank and industry rank for Swiss Life Holding AG's 3-Year Share Buyback Ratio or its related term are showing as below:
SWSDF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -2.3 Med: 0.1 Max: 3.4
Current: 1.9
During the past 13 years, Swiss Life Holding AG's highest 3-Year Share Buyback Ratio was 3.40%. The lowest was -2.30%. And the median was 0.10%.
SWSDF's 3-Year Share Buyback Ratio is ranked better than 77.06% of 279
companies
in the Insurance industry
Industry Median: -0.1
vs SWSDF: 1.90
Swiss Life Holding AG (OTCPK:SWSDF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Swiss Life Holding AG 3-Year Share Buyback Ratio Related Terms
SWSDF vs BRK.A, AIG, HIG: 3-Year Share Buyback Ratio Comparison
For the Insurance - Diversified subindustry, Swiss Life Holding AG's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's 3-Year Share Buyback Ratio falls into.
Swiss Life Holding AG 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 1.90 mean?
Swiss Life Holding AG (SWSDF) has a 3-Year Share Buyback Ratio of 1.90 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Swiss Life Holding AG and its competitors. This is 1800% above median its historical median of 0.10. According to the industry distribution chart, Swiss Life Holding AG ranks #64 out of 279 companies in the Insurance industry, placing it in the top 22.9%.
Is Swiss Life Holding AG's 3-Year Share Buyback Ratio too high?
Swiss Life Holding AG's current 3-Year Share Buyback Ratio of 1.90 is 1800% above median its 10-year median of 0.10. Based on the distribution chart, Swiss Life Holding AG ranks #64 out of 279 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's 3-Year Share Buyback Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #64 out of 279 companies for 3-Year Share Buyback Ratio. This places Swiss Life Holding AG in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Swiss Life Holding AG and its competitors. Swiss Life Holding AG's current 3-Year Share Buyback Ratio is 1.90, which is 1800% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,072.55, compared to a current price of $1,143.00 — trading 6.6% above its estimated fair value. The current 3-Year Share Buyback Ratio is 1.90, which is 1800% above median its 10-year median of 0.10. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current 3-Year Share Buyback Ratio is 1.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,143.00 is trading 6.6% above its estimated GF Value™ of $1,072.55.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
3-Year Share Buyback Ratio: 1.90 (1800% above median its 10-year median of 0.10)
GF Value™: $1,072.55 vs. price of $1,143.00 (6.6% above fair value)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score
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