SWSDF (Swiss Life Holding AG) Future 3-5Y EPS without NRI Growth Rate: 8.66 (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SWSDF Swiss Life Holding AG SWSDF
70 GF Score
Price $1,170.00
GF Value $907.30
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Swiss Life Holding AG Future 3-5Y EPS without NRI Growth Rate?

Swiss Life Holding AG SWSDF -0.59% 70 Future 3-5Y EPS without NRI Growth Rate is 8.66 as of Aug. 11, 2026. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $907.30 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 57 Insurance companies, Swiss Life Holding AG ranks worse than 54.39% on this metric.

Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

As of today, Swiss Life Holding AG's Future 3-5Y EPS without NRI Growth Rate is 8.66.


Swiss Life Holding AG  (OTCPK:SWSDF) Future 3-5Y EPS without NRI Growth Rate Explanation

Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.


Swiss Life Holding AG Future 3-5Y EPS without NRI Growth Rate Related Terms


SWSDF vs BRK.A, AIG, HIG: Future 3-5Y EPS without NRI Growth Rate Comparison

For the Insurance - Diversified subindustry, Swiss Life Holding AG's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Life Holding AG Future 3-5Y EPS without NRI Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Life Holding AG's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Swiss Life Holding AG's Future 3-5Y EPS without NRI Growth Rate falls into.


SWSDF
70GF Score
Swiss Life Holding AG SWSDF
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Future 3-5Y EPS without NRI Growth Rate of 8.66 mean?
Swiss Life Holding AG (SWSDF) has a Future 3-5Y EPS without NRI Growth Rate of 8.66 as of Aug. 11, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Swiss Life Holding AG and its competitors. According to the industry distribution chart, Swiss Life Holding AG ranks #31 out of 57 companies in the Insurance industry, placing it in the top 54.4%.
Is Swiss Life Holding AG's Future 3-5Y EPS without NRI Growth Rate too high?
Swiss Life Holding AG's current Future 3-5Y EPS without NRI Growth Rate is 8.66. The Insurance industry median Future 3-5Y EPS without NRI Growth Rate is 9.32. Swiss Life Holding AG's value of 8.66 is 7.1% below this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #31 out of 57 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Future 3-5Y EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #31 out of 57 companies for Future 3-5Y EPS without NRI Growth Rate. This places Swiss Life Holding AG in the lower half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 9.32. Swiss Life Holding AG's value of 8.66 is 7.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for an Insurance company?
The median Future 3-5Y EPS without NRI Growth Rate among Insurance companies is 9.32, based on 57 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current Future 3-5Y EPS without NRI Growth Rate of 8.66 is 7.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Swiss Life Holding AG and its competitors. For the Insurance industry, the median Future 3-5Y EPS without NRI Growth Rate is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current Future 3-5Y EPS without NRI Growth Rate is 8.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Modestly Overvalued. The stock's GF Value™ is $907.30, compared to a current price of $1,170.00 — trading 29% above its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 8.66 and 7.1% below the Insurance industry median of 9.32. Swiss Life Holding AG's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Future 3-5Y EPS without NRI Growth Rate is 8.66 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of $1,170.00 is trading 29% above its estimated GF Value™ of $907.30. GuruFocus considers Swiss Life Holding AG to be Modestly Overvalued.

Key valuation signals for SWSDF:

  • Future 3-5Y EPS without NRI Growth Rate: 8.66
  • GF Value™: $907.30 vs. price of $1,170.00 (29% above fair value)
  • GF Score™: 70/100 with 9 warning signs
  • Industry Position: 7.1% below the Insurance median (#31 of 57)

No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score

Get the complete analysis for SWSDF

Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,170.00
Price
$907.30
GF Value