Swiss Life Holding AGSWSDF -2.44%70 PEG Ratio is 4.42 as of Jun. 28, 2026, which is 63% above its 10-year median of 2.71. GuruFocus rates SWSDF with a GF Score™ of 70/100 and a GF Value™ of $950.27 (Fairly Valued). The stock has 8 warning signs investors should review. Among 185 Insurance companies, Swiss Life Holding AG ranks worse than 89.73% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Swiss Life Holding AG's PEG Ratio or its related term are showing as below:
SWSDF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.93 Med: 2.71 Max: 5.71
Current: 4.63
During the past 13 years, Swiss Life Holding AG's highest PEG Ratio was 5.71. The lowest was 0.93. And the median was 2.71.
SWSDF's PEG Ratio is ranked worse than 89.73% of 185
companies
in the Insurance industry
Industry Median: 0.83
vs SWSDF: 4.63
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Swiss Life Holding AG (OTCPK:SWSDF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Swiss Life Holding AG's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Swiss Life Holding AG (SWSDF) has a PEG Ratio of 4.42 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Swiss Life Holding AG and its competitors. This is 63% above median its historical median of 2.71. Over the past decade, Swiss Life Holding AG's PEG Ratio has ranged from 0.93 to 5.71. According to the industry distribution chart, Swiss Life Holding AG ranks #166 out of 185 companies in the Insurance industry, placing it in the top 89.7%.
Is Swiss Life Holding AG's PEG Ratio too high?
Swiss Life Holding AG's current PEG Ratio of 4.42 is 63% above median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 5.71. The Insurance industry median PEG Ratio is 0.83. Swiss Life Holding AG's value of 4.42 is 432.5% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #166 out of 185 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's PEG Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #166 out of 185 companies for PEG Ratio. This places Swiss Life Holding AG in the lower half of its industry. The industry median PEG Ratio is 0.83. Swiss Life Holding AG's value of 4.42 is 432.5% above this benchmark. Historically, Swiss Life Holding AG's own PEG Ratio has ranged from 0.93 to 5.71 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 0.83, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.83, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current PEG Ratio of 4.42 is 432.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median PEG Ratio is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current PEG Ratio is 4.42, which is 63% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $950.27, compared to a current price of $1,053.30 — trading 10.8% above its estimated fair value. The current PEG Ratio is 4.42, which is 63% above median its 10-year median of 2.71 and 432.5% above the Insurance industry median of 0.83. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current PEG Ratio is 4.42 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,053.30 is trading 10.8% above its estimated GF Value™ of $950.27.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
PEG Ratio: 4.42 (63% above median its 10-year median of 2.71)
GF Value™: $950.27 vs. price of $1,053.30 (10.8% above fair value)
Industry Position: 432.5% above the Insurance median (#166 of 185)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score
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