SWSDF (Swiss Life Holding AG) 5-Year Dividend Growth Rate: 17.90% (As of Dec. 2025)

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SWSDF Swiss Life Holding AG SWSDF
76 GF Score
Price $1,169.89
GF Value $1,117.22
Valuation Fairly Valued
! 9 Warning Signs
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What is Swiss Life Holding AG 5-Year Dividend Growth Rate?

Swiss Life Holding AG SWSDF 76 5-Year Dividend Growth Rate is 17.90% as of Dec. 2025. GuruFocus rates SWSDF with a GF Score™ of 76/100 and a GF Value™ of $1,117.22 (Fairly Valued). The stock has 9 warning signs investors should review. Among 213 Insurance companies, Swiss Life Holding AG ranks better than 78.4% on this metric.

Swiss Life Holding AG's Dividends per Share for the six months ended in Dec. 2025 was $0.00.

During the past 12 months, Swiss Life Holding AG's average Dividends Per Share Growth Rate was 6.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 11.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 17.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 18.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Swiss Life Holding AG was 27.60% per year. The lowest was 10.90% per year. And the median was 16.30% per year.

Swiss Life Holding AG's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.00. As of today, Swiss Life Holding AG's Dividend Yield % is 4.00%.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Swiss Life Holding AG is 0.80, which seems too high.

Warning Sign:

Swiss Life Holding AG stock Dividend Yield % is close to 3-year low.

For more information regarding to dividend, please check our Dividend Page.


Swiss Life Holding AG  (OTCPK:SWSDF) 5-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Swiss Life Holding AG's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 28.959
=0.00

During the past 13 years, the highest Dividend Payout Ratio of Swiss Life Holding AG was 0.84. The lowest was 0.31. And the median was 0.49.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Swiss Life Holding AG is 0.80, which seems too high.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Swiss Life Holding AG Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
CHF 36.5000002026-05-112026-05-122026-05-13Cash DividendannuallyCHF:USD 1.286505

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Swiss Life Holding AG's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=46.9574325/1169.8928
=4.01 %

Current Share Price is $1169.8928.
Swiss Life Holding AG's Dividends per Share for the trailing twelve months (TTM) ended in Today is $46.9574325.

During the past 13 years, the highest Dividend Yield of Swiss Life Holding AG was 5.92%. The lowest was 2.24%. And the median was 3.73%.

Warning Sign:

Swiss Life Holding AG stock Dividend Yield % is close to 3-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Swiss Life Holding AG 5-Year Dividend Growth Rate Related Terms


SWSDF vs BRK.A, AIG, HIG: 5-Year Dividend Growth Rate Comparison

For the Insurance - Diversified subindustry, Swiss Life Holding AG's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Life Holding AG 5-Year Dividend Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Life Holding AG's 5-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Swiss Life Holding AG's 5-Year Dividend Growth Rate falls into.


SWSDF
76GF Score
Swiss Life Holding AG SWSDF
5-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Life Holding AG 5-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Dividend Growth Rate of 17.90% mean?
Swiss Life Holding AG (SWSDF) has a 5-Year Dividend Growth Rate of 17.90% as of Dec. 2025. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Swiss Life Holding AG and its competitors. According to the industry distribution chart, Swiss Life Holding AG ranks #46 out of 213 companies in the Insurance industry, placing it in the top 21.6%.
Is Swiss Life Holding AG's 5-Year Dividend Growth Rate too high?
Swiss Life Holding AG's current 5-Year Dividend Growth Rate is 17.90%. The Insurance industry median 5-Year Dividend Growth Rate is 8.50. Swiss Life Holding AG's value of 17.90% is 110.6% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #46 out of 213 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Swiss Life Holding AG has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's 5-Year Dividend Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #46 out of 213 companies for 5-Year Dividend Growth Rate. This places Swiss Life Holding AG in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Dividend Growth Rate is 8.50. Swiss Life Holding AG's value of 17.90% is 110.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for an Insurance company?
The median 5-Year Dividend Growth Rate among Insurance companies is 8.50, based on 213 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current 5-Year Dividend Growth Rate of 17.90% is 110.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median 5-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current 5-Year Dividend Growth Rate is 17.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,117.22, compared to a current price of $1,169.89 — trading 4.7% above its estimated fair value. The current 5-Year Dividend Growth Rate is 17.90% and 110.6% above the Insurance industry median of 8.50. Swiss Life Holding AG's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current 5-Year Dividend Growth Rate is 17.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued. The current stock price of $1,169.89 is trading 4.7% above its estimated GF Value™ of $1,117.22. GuruFocus considers Swiss Life Holding AG to be Fairly Valued.

Key valuation signals for SWSDF:

  • 5-Year Dividend Growth Rate: 17.90%
  • GF Value™: $1,117.22 vs. price of $1,169.89 (4.7% above fair value)
  • GF Score™: 76/100 with 9 warning signs
  • Industry Position: 110.6% above the Insurance median (#46 of 213)

No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Life Holding AG Business Description

Address General-Guisan-Quai 40, P.O. Box 2831, Zurich, CHE, CH-8022
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
76GF Score

Get the complete analysis for SWSDF

5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,169.89
Price
$1,117.22
GF Value