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Swiss Life Holding AGSWSDF 73 Price-to-Operating-Cash-Flow is 19.68 as of Sep. 06, 2026, which is 4% below its 10-year median of 20.55. GuruFocus rates SWSDF with a GF Scoreâ„¢ of 73/100 and a GF Valueâ„¢ of $1,153.60 (Fairly Valued). The stock has 8 warning signs investors should review. Among 402 Insurance companies, Swiss Life Holding AG ranks worse than 81.34% on this metric.
As of today (2026-09-06), Swiss Life Holding AG's share price is $1100.00.
Swiss Life Holding AG's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was $55.90. Hence, Swiss Life Holding AG's Price-to-Operating-Cash-Flow Ratio for today is 19.68.
The historical rank and industry rank for Swiss Life Holding AG's Price-to-Operating-Cash-Flow or its related term are showing as below:
SWSDF'
s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 4.49 Med: 20.55 Max: 141.98
Current: 21.02
During the past 13 years, Swiss Life Holding AG's highest Price-to-Operating-Cash-Flow Ratio was 141.98. The lowest was 4.49. And the median was 20.55.
SWSDF's Price-to-Operating-Cash-Flow is ranked worse than 81.34% of 402
companies
in the Insurance industry
Industry Median: 8.84
vs SWSDF: 21.02
Swiss Life Holding AG's Cash Flow from Operations per share for the
six
months ended in Jun. 2026 was $37.78.
Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was $55.90.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Swiss Life Holding AG was -25.20% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 22.80% per year.
During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 18.30% per year.
During the past 13 years, Swiss Life Holding AG's highest 3-Year average Operating Cash Flow per Share Growth Rate was 66.00% per year. The lowest was -50.60% per year. And the median was -7.45% per year.
Swiss Life Holding AG Price-to-Operating-Cash-Flow Related Terms
Swiss Life Holding AG Price-to-Operating-Cash-Flow Historical Data
* Premium members only.
The historical data trend for Swiss Life Holding AG's Price-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG Price-to-Operating-Cash-Flow Chart
SWSDF vs BRK.A, AIG, HIG: Price-to-Operating-Cash-Flow Comparison
For the Insurance - Diversified subindustry, Swiss Life Holding AG's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG Price-to-Operating-Cash-Flow vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's Price-to-Operating-Cash-Flow falls into.
Swiss Life Holding AG Price-to-Operating-Cash-Flow Calculation
Swiss Life Holding AG's Price-to-Operating-Cash-Flow ratio for today is calculated as
Price-to-Operating-Cash-Flow Ratio
=
Share Price
/
Cash Flow from Operations per share (TTM)
=
1100.00
/
55.897
=
19.68
Swiss Life Holding AG's Share Price of today is $1100.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Life Holding AG's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was $55.90.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Price-to-Operating-Cash-Flow of 19.68 mean?
Swiss Life Holding AG (SWSDF) has a Price-to-Operating-Cash-Flow of 19.68 as of Sep. 06, 2026. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Swiss Life Holding AG and its competitors. This is near median its historical median of 20.55. Over the past decade, Swiss Life Holding AG's Price-to-Operating-Cash-Flow has ranged from 4.49 to 141.98. According to the industry distribution chart, Swiss Life Holding AG ranks #327 out of 402 companies in the Insurance industry, placing it in the top 81.3%.
Is Swiss Life Holding AG's Price-to-Operating-Cash-Flow too high?
Swiss Life Holding AG's current Price-to-Operating-Cash-Flow of 19.68 is near median its 10-year median of 20.55. Over the past 10 years, this metric has ranged from a low of 4.49 to a high of 141.98. The Insurance industry median Price-to-Operating-Cash-Flow is 8.84. Swiss Life Holding AG's value of 19.68 is 122.6% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #327 out of 402 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Swiss Life Holding AG has a GF Scoreâ„¢ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Price-to-Operating-Cash-Flow compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #327 out of 402 companies for Price-to-Operating-Cash-Flow. This places Swiss Life Holding AG in the lower half of its industry. The industry median Price-to-Operating-Cash-Flow is 8.84. Swiss Life Holding AG's value of 19.68 is 122.6% above this benchmark. Historically, Swiss Life Holding AG's own Price-to-Operating-Cash-Flow has ranged from 4.49 to 141.98 over the past decade. While the company's 10-year median is 20.55 vs. the industry median of 8.84, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Operating-Cash-Flow for an Insurance company?
The median Price-to-Operating-Cash-Flow among Insurance companies is 8.84, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current Price-to-Operating-Cash-Flow of 19.68 is 122.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Operating-Cash-Flow mean?
A high Price-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median Price-to-Operating-Cash-Flow is 8.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current Price-to-Operating-Cash-Flow is 19.68, which is near median its own 10-year median of 20.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,153.60, compared to a current price of $1,100.00 — trading 4.6% below its estimated fair value. The current Price-to-Operating-Cash-Flow is 19.68, which is near median its 10-year median of 20.55 and 122.6% above the Insurance industry median of 8.84. Swiss Life Holding AG's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Operating-Cash-Flow calculated?
Price-to-Operating-Cash-Flow is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Price-to-Operating-Cash-Flow is 19.68 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be undervalued.
The current stock price of $1,100.00 is trading 4.6% below its estimated GF Value™ of $1,153.60.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
Price-to-Operating-Cash-Flow: 19.68 (near median its 10-year median of 20.55)
GF Value™: $1,153.60 vs. price of $1,100.00 (4.6% below fair value)
Industry Position: 122.6% above the Insurance median (#327 of 402)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
73GF Score
Get the complete analysis for SWSDF
Price-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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