During the past 12 months, Swiss Life Holding AG's average EPS without NRIGrowth Rate was 3.00% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 5.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 4.40% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 5.00% per year.
During the past 13 years, Swiss Life Holding AG's highest 3-Year average EPS without NRI Growth Rate was 22.90% per year. The lowest was -13.40% per year. And the median was 5.30% per year.
Swiss Life Holding AG (OTCPK:SWSDF) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Swiss Life Holding AG Earnings per Share (Diluted) Related Terms
Swiss Life Holding AG Earnings per Share (Diluted) Historical Data
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The historical data trend for Swiss Life Holding AG's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG Earnings per Share (Diluted) Chart
SWSDF vs BRK.A, AIG, HIG: Earnings per Share (Diluted) Comparison
For the Insurance - Diversified subindustry, Swiss Life Holding AG's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's PE Ratio distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's PE Ratio falls into.
Swiss Life Holding AG Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Swiss Life Holding AG's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $54.03
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $54.03 mean?
Swiss Life Holding AG (SWSDF) has a Earnings per Share (Diluted) of $54.03 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Swiss Life Holding AG and its competitors. According to the industry distribution chart, Swiss Life Holding AG ranks #281 out of 401 companies in the Insurance industry, placing it in the top 70.1%.
Is Swiss Life Holding AG's Earnings per Share (Diluted) too high?
Swiss Life Holding AG's current Earnings per Share (Diluted) is $54.03. The Insurance industry median Earnings per Share (Diluted) is 16.50. Swiss Life Holding AG's value of $54.03 is 227.5% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #281 out of 401 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Life Holding AG has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Earnings per Share (Diluted) compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #281 out of 401 companies for Earnings per Share (Diluted). This places Swiss Life Holding AG in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.50. Swiss Life Holding AG's value of $54.03 is 227.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.50, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current Earnings per Share (Diluted) of $54.03 is 227.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current Earnings per Share (Diluted) is $54.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SWSDF) is currently considered Fairly Valued. The stock's GF Value™ is $1,073.43, compared to a current price of $1,143.00 — trading 6.5% above its estimated fair value. The current Earnings per Share (Diluted) is $54.03 and 227.5% above the Insurance industry median of 16.50. Swiss Life Holding AG's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Swiss Life Holding AG (SWSDF), the current Earnings per Share (Diluted) is $54.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SWSDF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $1,143.00 is trading 6.5% above its estimated GF Value™ of $1,073.43.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SWSDF:
Earnings per Share (Diluted): $54.03
GF Value™: $1,073.43 vs. price of $1,143.00 (6.5% above fair value)
Industry Position: 227.5% above the Insurance median (#281 of 401)
No single metric tells the full story. See the SWSDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
70GF Score
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