Resimac Group (ASX:RMC) Net Loan: A$15,794.2 Mil (As of Dec. 2025)

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ASX:RMC Resimac Group Ltd ASX:RMC
59 GF Score
Price A$0.80
GF Value A$1.23
Valuation Possible Value Trap
! 3 Warning Signs
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What is Resimac Group Net Loan?

Resimac Group ASX:RMC 59 Net Loan is A$15,794.2 Mil as of Dec. 2025. GuruFocus rates ASX:RMC with a GF Score™ of 59/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review.

Resimac Group's quarterly net loan increased from Dec. 2024 (A$14,351.3 Mil) to Jun. 2025 (A$15,975.3 Mil) but then declined from Jun. 2025 (A$15,975.3 Mil) to Dec. 2025 (A$15,794.2 Mil).

Resimac Group's annual net loan increased from Jun. 2023 (A$13,735.6 Mil) to Jun. 2024 (A$15,975.3 Mil) and increased from Jun. 2024 (A$15,975.3 Mil) to Jun. 2025 (A$15,794.2 Mil).

Resimac Group Net Loan Historical Data

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The historical data trend for Resimac Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Resimac Group Net Loan Chart

Resimac Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13,925.76 15,669.86 13,735.64 14,097.51 15,975.31

Resimac Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13,466.74 14,097.51 14,351.35 15,975.31 15,794.18
ASX:RMC
59GF Score
Resimac Group Ltd ASX:RMC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Resimac Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of A$15,794.2 Mil mean?
Resimac Group (ASX:RMC) has a Net Loan of A$15,794.2 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Resimac Group and its competitors.
Is Resimac Group's Net Loan too high?
Resimac Group's current Net Loan is A$15,794.2 Mil. Overall, Resimac Group has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Net Loan compare to RKT and FNMA?
Resimac Group's Net Loan of A$15,794.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Resimac Group and its competitors. Resimac Group's current Net Loan is A$15,794.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.80 — trading 35% below its estimated fair value. The current Net Loan is A$15,794.2 Mil. Resimac Group's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Net Loan is A$15,794.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resimac Group (ASX:RMC) Overvalued in 2026?

Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued. The current stock price of A$0.80 is trading 35% below its estimated GF Value™ of A$1.23. GuruFocus considers Resimac Group to be Possible Value Trap.

Key valuation signals for ASX:RMC:

  • Net Loan: A$15,794.2 Mil
  • GF Value™: A$1.23 vs. price of A$0.80 (35% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Resimac Group Business Description

Address 201 Kent Street, Level 22, Sydney, NSW, AUS, 2000
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
59GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.80
Price
A$1.23
GF Value