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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Resimac Group's current 3-Year Share Buyback Ratio was 0.90%.
The historical rank and industry rank for Resimac Group's 3-Year Share Buyback Ratio or its related term are showing as below:
ASX:RMC'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -56.6 Med: -1.2 Max: 1.1
Current: 0.9
During the past 13 years, Resimac Group's highest 3-Year Share Buyback Ratio was 1.10%. The lowest was -56.60%. And the median was -1.20%.
ASX:RMC's 3-Year Share Buyback Ratio is ranked better than 75.96% of 1040
companies
in the Banks industry
Industry Median: -0.2
vs ASX:RMC: 0.90
Resimac Group (ASX:RMC) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Resimac Group 3-Year Share Buyback Ratio Related Terms
ASX:RMC vs RKT, FNMA, PFSI: 3-Year Share Buyback Ratio Comparison
For the Mortgage Finance subindustry, Resimac Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Resimac Group's 3-Year Share Buyback Ratio falls into.
Resimac Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.90 mean?
Resimac Group (ASX:RMC) has a 3-Year Share Buyback Ratio of 0.90 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Resimac Group and its competitors. According to the industry distribution chart, Resimac Group ranks #250 out of 1040 companies in the Banks industry, placing it in the top 24%.
Is Resimac Group's 3-Year Share Buyback Ratio too high?
Resimac Group's current 3-Year Share Buyback Ratio is 0.90. Based on the distribution chart, Resimac Group ranks #250 out of 1040 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Resimac Group has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's 3-Year Share Buyback Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #250 out of 1040 companies for 3-Year Share Buyback Ratio. This places Resimac Group in the top 24% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Resimac Group and its competitors. Resimac Group's current 3-Year Share Buyback Ratio is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.24, compared to a current price of A$0.80 — trading 35.5% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.90. Resimac Group's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current 3-Year Share Buyback Ratio is 0.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.80 is trading 35.5% below its estimated GF Value™ of A$1.24.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
3-Year Share Buyback Ratio: 0.90
GF Value™: A$1.24 vs. price of A$0.80 (35.5% below fair value)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
59GF Score
Get the complete analysis for ASX:RMC
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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