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Resimac GroupASX:RMC +3.75%51 Intrinsic Value: Projected FCF is A$-18.46 as of Sep. 20, 2026. GuruFocus rates ASX:RMC with a GF Score™ of 51/100 and a GF Value™ of A$1.13 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,301 Banks companies, Resimac Group ranks worse than 76863.87% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-20), Resimac Group's Intrinsic Value: Projected FCF is A$-18.46. The stock price of Resimac Group is A$0.83. Therefore, Resimac Group's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for Resimac Group's Intrinsic Value: Projected FCF or its related term are showing as below:
ASX:RMC's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.6 * Ranked among companies with meaningful Price-to-Projected-FCF only.
Resimac Group (ASX:RMC) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Resimac Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.83
/
-29.177012505697
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resimac Group Intrinsic Value: Projected FCF Related Terms
Resimac Group Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Resimac Group's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resimac Group Intrinsic Value: Projected FCF Chart
ASX:RMC vs RKT, FNMA, PFSI: Intrinsic Value: Projected FCF Comparison
For the Mortgage Finance subindustry, Resimac Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Resimac Group's Price-to-Projected-FCF falls into.
Resimac Group Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of A$-18.46 mean?
Resimac Group (ASX:RMC) has a Intrinsic Value: Projected FCF of A$-18.46 as of Sep. 20, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Resimac Group and its competitors. According to the industry distribution chart, Resimac Group ranks #999999 out of 1301 companies in the Banks industry.
Is Resimac Group's Intrinsic Value: Projected FCF too high?
Resimac Group's current Intrinsic Value: Projected FCF is A$-18.46. Based on the distribution chart, Resimac Group ranks #999999 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Resimac Group has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Intrinsic Value: Projected FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #999999 out of 1301 companies for Intrinsic Value: Projected FCF. This places Resimac Group in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Resimac Group and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current Intrinsic Value: Projected FCF is A$-18.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.13, compared to a current price of A$0.83 — trading 26.5% below its estimated fair value. The current Intrinsic Value: Projected FCF is A$-18.46. Resimac Group's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Intrinsic Value: Projected FCF is A$-18.46 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.83 is trading 26.5% below its estimated GF Value™ of A$1.13.
GuruFocus considers Resimac Group to be Modestly Undervalued.
Key valuation signals for ASX:RMC:
Intrinsic Value: Projected FCF: A$-18.46
GF Value™: A$1.13 vs. price of A$0.83 (26.5% below fair value)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
51GF Score
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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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