Resimac GroupASX:RMC -1.23%63 PEG Ratio is 0.67 as of Jun. 29, 2026, which is 1% below its 10-year median of 0.68. GuruFocus rates ASX:RMC with a GF Score™ of 63/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,231 Banks companies, Resimac Group ranks better than 80.75% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Resimac Group's PE Ratio without NRI is 6.40. Resimac Group's 5-Year Book Value growth rate is 9.50%. Therefore, Resimac Group's PEG Ratio for today is 0.67.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Resimac Group's PEG Ratio or its related term are showing as below:
ASX:RMC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.68 Max: 6.17
Current: 0.67
During the past 13 years, Resimac Group's highest PEG Ratio was 6.17. The lowest was 0.16. And the median was 0.68.
ASX:RMC's PEG Ratio is ranked better than 80.75% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs ASX:RMC: 0.67
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Resimac Group (ASX:RMC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Resimac Group PEG Ratio Related Terms
Resimac Group PEG Ratio Historical Data
* Premium members only.
The historical data trend for Resimac Group's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Resimac Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Resimac Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Resimac Group (ASX:RMC) has a PEG Ratio of 0.67 as of Jun. 29, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Resimac Group and its competitors. This is near median its historical median of 0.68. Over the past decade, Resimac Group's PEG Ratio has ranged from 0.16 to 6.17. According to the industry distribution chart, Resimac Group ranks #237 out of 1231 companies in the Banks industry, placing it in the top 19.3%.
Is Resimac Group's PEG Ratio too high?
Resimac Group's current PEG Ratio of 0.67 is near median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 6.17. The Banks industry median PEG Ratio is 1.52. Resimac Group's value of 0.67 is 55.9% below this industry median. Based on the distribution chart, Resimac Group ranks #237 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Resimac Group has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #237 out of 1231 companies for PEG Ratio. This places Resimac Group in the top 19% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Resimac Group's value of 0.67 is 55.9% below this benchmark. Historically, Resimac Group's own PEG Ratio has ranged from 0.16 to 6.17 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 1.52, Resimac Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current PEG Ratio of 0.67 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Resimac Group and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current PEG Ratio is 0.67, which is near median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.80 — trading 35% below its estimated fair value. The current PEG Ratio is 0.67, which is near median its 10-year median of 0.68 and 55.9% below the Banks industry median of 1.52. Resimac Group's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current PEG Ratio is 0.67 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.80 is trading 35% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
PEG Ratio: 0.67 (near median its 10-year median of 0.68)
GF Value™: A$1.23 vs. price of A$0.80 (35% below fair value)
Industry Position: 55.9% below the Banks median (#237 of 1231)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
63GF Score
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