FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Resimac Group's Free Cash Flow for the
six
months ended in Dec. 2025 was A$205.0 Mil. Resimac Group's Revenue for the
six
months ended in Dec. 2025 was A$103.1 Mil. Therefore, Resimac Group's FCF Margin % for the quarter that ended in Dec. 2025 was 198.75%.
The historical rank and industry rank for Resimac Group's FCF Margin % or its related term are showing as below:
ASX:RMC'
s FCF Margin % Range Over the Past 10 Years
Min: -1924.35 Med: -93.35 Max: 1019.3
Current: 13.58
During the past 13 years, the highest FCF Margin % of Resimac Group was 1019.30%. The lowest was -1924.35%. And the median was -93.35%.
ASX:RMC's FCF Margin % is ranked worse than 64.12% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs ASX:RMC: 13.58
Resimac Group FCF Margin % Related Terms
Resimac Group FCF Margin % Historical Data
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The historical data trend for Resimac Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:RMC vs RKT, FNMA, PFSI: FCF Margin % Comparison
For the Mortgage Finance subindustry, Resimac Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Resimac Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resimac Group (ASX:RMC) has a FCF Margin % of 198.75% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Resimac Group and its competitors. According to the industry distribution chart, Resimac Group ranks #965 out of 1505 companies in the Banks industry, placing it in the top 64.1%.
Is Resimac Group's FCF Margin % too high?
Resimac Group's current FCF Margin % is 198.75%. The Banks industry median FCF Margin % is 26.42. Resimac Group's value of 198.75% is 652.3% above this industry median. Based on the distribution chart, Resimac Group ranks #965 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's FCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #965 out of 1505 companies for FCF Margin %. This places Resimac Group in the lower half of its industry. The industry median FCF Margin % is 26.42. Resimac Group's value of 198.75% is 652.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current FCF Margin % of 198.75% is 652.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Resimac Group and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current FCF Margin % is 198.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.83 — trading 32.5% below its estimated fair value. The current FCF Margin % is 198.75% and 652.3% above the Banks industry median of 26.42. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current FCF Margin % is 198.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.83 is trading 32.5% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
FCF Margin %: 198.75%
GF Value™: A$1.23 vs. price of A$0.83 (32.5% below fair value)
Industry Position: 652.3% above the Banks median (#965 of 1505)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score
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