Resimac Group (ASX:RMC) ROC %: % (As of Dec. 2025)


ASX:RMC Resimac Group Ltd ASX:RMC
62 GF Score
Price A$0.83
GF Value A$1.23
Valuation Possible Value Trap
! 3 Warning Signs
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What is Resimac Group ROC %?

Resimac Group ASX:RMC 62 ROC % is % as of Dec. 2025. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

ASX:RMC
62GF Score
Resimac Group Ltd ASX:RMC
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Resimac Group (ASX:RMC) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Resimac Group and its competitors.
Is Resimac Group's ROC % too high?
Resimac Group's current ROC % is %. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's ROC % compare to RKT and FNMA?
Resimac Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Resimac Group and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.83 — trading 32.5% below its estimated fair value. The current ROC % is %. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resimac Group (ASX:RMC) Overvalued in 2026?

Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued. The current stock price of A$0.83 is trading 32.5% below its estimated GF Value™ of A$1.23. GuruFocus considers Resimac Group to be Possible Value Trap.

Key valuation signals for ASX:RMC:

  • ROC %: %
  • GF Value™: A$1.23 vs. price of A$0.83 (32.5% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Resimac Group Business Description

Address 201 Kent Street, Level 22, Sydney, NSW, AUS, 2000
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.83
Price
A$1.23
GF Value