GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Resimac Group Ltd (ASX:RMC) » Definitions » PB Ratio

Resimac Group (ASX:RMC) PB Ratio : 0.82 (As of Apr. 01, 2025)


View and export this data going back to 2001. Start your Free Trial

What is Resimac Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-01), Resimac Group's share price is A$0.87. Resimac Group's Book Value per Share for the quarter that ended in Dec. 2024 was A$1.06. Hence, Resimac Group's PB Ratio of today is 0.82.

Good Sign:

Resimac Group Ltd stock PB Ratio (=0.82) is close to 10-year low of 0.77.

The historical rank and industry rank for Resimac Group's PB Ratio or its related term are showing as below:

ASX:RMC' s PB Ratio Range Over the Past 10 Years
Min: 0.77   Med: 1.3   Max: 4.45
Current: 0.82

During the past 13 years, Resimac Group's highest PB Ratio was 4.45. The lowest was 0.77. And the median was 1.30.

ASX:RMC's PB Ratio is ranked better than
60.04% of 1524 companies
in the Banks industry
Industry Median: 0.92 vs ASX:RMC: 0.82

During the past 12 months, Resimac Group's average Book Value Per Share Growth Rate was 1.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 17.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 12.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Resimac Group was 24.50% per year. The lowest was -16.40% per year. And the median was 0.50% per year.

Back to Basics: PB Ratio


Resimac Group PB Ratio Historical Data

The historical data trend for Resimac Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Resimac Group PB Ratio Chart

Resimac Group Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.70 3.13 1.24 0.88 0.83

Resimac Group Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 0.88 1.01 0.83 0.92

Competitive Comparison of Resimac Group's PB Ratio

For the Mortgage Finance subindustry, Resimac Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Resimac Group's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Resimac Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Resimac Group's PB Ratio falls into.


;
;

Resimac Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Resimac Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=0.87/1.055
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Resimac Group  (ASX:RMC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Resimac Group PB Ratio Related Terms

Thank you for viewing the detailed overview of Resimac Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Resimac Group Business Description

Traded in Other Exchanges
N/A
Address
45 Clarence Street, Level 9, Sydney, NSW, AUS, 2000
Resimac Group Ltd is a non-bank lending company. It is a residential mortgage lender and multi-channel distribution business specializing in Prime and Specialist lending. The group operates in targeted market segments and asset classes in Australia and New Zealand. The operating business segments are home loan lending, Asset finance lending and New Zealand Lending Business, with maximum revenue from home loan lending.

Resimac Group Headlines

No Headlines