Resimac Group (ASX:RMC) Scaled Net Operating Assets: 0.93 (As of Dec. 2025)


ASX:RMC Resimac Group Ltd ASX:RMC
62 GF Score
Price A$0.83
GF Value A$1.23
Valuation Possible Value Trap
! 3 Warning Signs
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What is Resimac Group Scaled Net Operating Assets?

Resimac Group ASX:RMC 62 Scaled Net Operating Assets is 0.93 as of Dec. 2025. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Resimac Group's operating assets for the quarter that ended in Dec. 2025 was A$15,871.6 Mil. Resimac Group's operating liabilities for the quarter that ended in Dec. 2025 was A$145.6 Mil. Resimac Group's Total Assets for the quarter that ended in Jun. 2025 was A$16,856.5 Mil. Therefore, Resimac Group's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.93.

ASX:RMC
62GF Score
Resimac Group Ltd ASX:RMC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Resimac Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Resimac Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2025 )
=(Operating Assets (A: Jun. 2025 )-Operating Liabilities (A: Jun. 2025 ))/Total Assets (A: Jun. 2024 )
=(16080.812-181.93)/15101.014
=1.05

where

Operating Assets(A: Jun. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=16856.549 - 775.737
=16080.812

Operating Liabilities(A: Jun. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=16491.401 - 0 - 16309.471
=181.93

Resimac Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(15871.554-145.644)/16856.549
=0.93

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=16649.88 - 778.326
=15871.554

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=16251.93 - 0 - 16106.286
=145.644

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.93 mean?
Resimac Group (ASX:RMC) has a Scaled Net Operating Assets of 0.93 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Resimac Group and its competitors.
Is Resimac Group's Scaled Net Operating Assets too high?
Resimac Group's current Scaled Net Operating Assets is 0.93. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Scaled Net Operating Assets compare to RKT and FNMA?
Resimac Group's Scaled Net Operating Assets of 0.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Resimac Group and its competitors. Resimac Group's current Scaled Net Operating Assets is 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.83 — trading 32.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.93. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Scaled Net Operating Assets is 0.93 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resimac Group (ASX:RMC) Overvalued in 2026?

Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued. The current stock price of A$0.83 is trading 32.5% below its estimated GF Value™ of A$1.23. GuruFocus considers Resimac Group to be Possible Value Trap.

Key valuation signals for ASX:RMC:

  • Scaled Net Operating Assets: 0.93
  • GF Value™: A$1.23 vs. price of A$0.83 (32.5% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Resimac Group Business Description

Address 201 Kent Street, Level 22, Sydney, NSW, AUS, 2000
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.83
Price
A$1.23
GF Value