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Resimac GroupASX:RMC +1.27%53 Equity-to-Asset is 0.02 as of Dec. 2025, which is at its 10-year median of 0.02. GuruFocus rates ASX:RMC with a GF Score™ of 53/100 and a GF Value™ of A$1.04 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Resimac Group ranks worse than 98.89% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Resimac Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$396.1 Mil. Resimac Group's Total Assets for the quarter that ended in Dec. 2025 was A$16,649.9 Mil.
Therefore, Resimac Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.02.
The historical rank and industry rank for Resimac Group's Equity-to-Asset or its related term are showing as below:
ASX:RMC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.01 Med: 0.02 Max: 0.14
Current: 0.02
During the past 13 years, the highest Equity to Asset Ratio of Resimac Group was 0.14. The lowest was 0.01. And the median was 0.02.
ASX:RMC's Equity-to-Asset is ranked worse than 98.89% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs ASX:RMC: 0.02
Resimac Group (ASX:RMC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Resimac Group Equity-to-Asset Related Terms
Resimac Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Resimac Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:RMC vs RKT, FNMA, PFSI: Equity-to-Asset Comparison
For the Mortgage Finance subindustry, Resimac Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Resimac Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Resimac Group's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resimac Group (ASX:RMC) has a Equity-to-Asset of 0.02 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Resimac Group and its competitors. This is near median its historical median of 0.02. Over the past decade, Resimac Group's Equity-to-Asset has ranged from 0.01 to 0.14. According to the industry distribution chart, Resimac Group ranks #1508 out of 1525 companies in the Banks industry, placing it in the top 98.9%.
Is Resimac Group's Equity-to-Asset too high?
Resimac Group's current Equity-to-Asset of 0.02 is near median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Resimac Group's value of 0.02 is 80% below this industry median. Based on the distribution chart, Resimac Group ranks #1508 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Resimac Group has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Equity-to-Asset compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #1508 out of 1525 companies for Equity-to-Asset. This places Resimac Group in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Resimac Group's value of 0.02 is 80% below this benchmark. Historically, Resimac Group's own Equity-to-Asset has ranged from 0.01 to 0.14 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.10, Resimac Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current Equity-to-Asset of 0.02 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Resimac Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current Equity-to-Asset is 0.02, which is near median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.04, compared to a current price of A$0.80 — trading 23.1% below its estimated fair value. The current Equity-to-Asset is 0.02, which is near median its 10-year median of 0.02 and 80% below the Banks industry median of 0.10. Resimac Group's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Equity-to-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.80 is trading 23.1% below its estimated GF Value™ of A$1.04.
GuruFocus considers Resimac Group to be Modestly Undervalued.
Key valuation signals for ASX:RMC:
Equity-to-Asset: 0.02 (near median its 10-year median of 0.02)
GF Value™: A$1.04 vs. price of A$0.80 (23.1% below fair value)
Industry Position: 80% below the Banks median (#1508 of 1525)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
53GF Score
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