Resimac Group (ASX:RMC) Dividend Payout Ratio: 0.49 (As of Dec. 2025) — 23% Above Median


ASX:RMC Resimac Group Ltd ASX:RMC
62 GF Score
Price A$0.81
GF Value A$1.23
Valuation Possible Value Trap
! 3 Warning Signs
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What is Resimac Group Dividend Payout Ratio?

Resimac Group ASX:RMC +0.62% 62 Dividend Payout Ratio is 0.49 as of Dec. 2025, which is 23% above its 10-year median of 0.40. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,168 Banks companies, Resimac Group ranks worse than 82.71% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Resimac Group's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.49.

The historical rank and industry rank for Resimac Group's Dividend Payout Ratio or its related term are showing as below:

ASX:RMC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.4   Max: 0.87
Current: 0.56

During the past 13 years, the highest Dividend Payout Ratio of Resimac Group was 0.87. The lowest was 0.16. And the median was 0.40.

ASX:RMC's Dividend Payout Ratio is ranked worse than
82.71% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs ASX:RMC: 0.56

As of today (2026-06-27), the Dividend Yield % of Resimac Group is 9.26%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Resimac Group was 10.53%. The lowest was 0.83%. And the median was 6.22%.

Resimac Group's Dividends per Share for the months ended in Dec. 2025 was A$0.04.

During the past 3 years, the average Dividends Per Share Growth Rate was -4.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 24.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 11.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Resimac Group was 61.50% per year. The lowest was -27.90% per year. And the median was -2.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Resimac Group (ASX:RMC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Resimac Group Dividend Payout Ratio Related Terms

Resimac Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Resimac Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Resimac Group Dividend Payout Ratio Chart

Resimac Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.32 0.49 0.87 0.81

Resimac Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.97 1.03 0.66 0.49

ASX:RMC vs RKT, FNMA, PFSI: Dividend Payout Ratio Comparison

For the Mortgage Finance subindustry, Resimac Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Resimac Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Resimac Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Resimac Group's Dividend Payout Ratio falls into.


ASX:RMC
62GF Score
Resimac Group Ltd ASX:RMC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Resimac Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Resimac Group's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jun. 2025 )/ EPS without NRI (A: Jun. 2025 )
=0.07/ 0.086
=0.81

Resimac Group's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.035/ 0.072
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.49 mean?
Resimac Group (ASX:RMC) has a Dividend Payout Ratio of 0.49 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Resimac Group and its competitors. This is 23% above median its historical median of 0.40. Over the past decade, Resimac Group's Dividend Payout Ratio has ranged from 0.16 to 0.87. According to the industry distribution chart, Resimac Group ranks #966 out of 1168 companies in the Banks industry, placing it in the top 82.7%.
Is Resimac Group's Dividend Payout Ratio too high?
Resimac Group's current Dividend Payout Ratio of 0.49 is 23% above median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.87. The Banks industry median Dividend Payout Ratio is 0.32. Resimac Group's value of 0.49 is 53.1% above this industry median. Based on the distribution chart, Resimac Group ranks #966 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Dividend Payout Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #966 out of 1168 companies for Dividend Payout Ratio. This places Resimac Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Resimac Group's value of 0.49 is 53.1% above this benchmark. Historically, Resimac Group's own Dividend Payout Ratio has ranged from 0.16 to 0.87 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.32, Resimac Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current Dividend Payout Ratio of 0.49 is 53.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Resimac Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current Dividend Payout Ratio is 0.49, which is 23% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.81 — trading 34.1% below its estimated fair value. The current Dividend Payout Ratio is 0.49, which is 23% above median its 10-year median of 0.40 and 53.1% above the Banks industry median of 0.32. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Dividend Payout Ratio is 0.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resimac Group (ASX:RMC) Overvalued in 2026?

Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued. The current stock price of A$0.81 is trading 34.1% below its estimated GF Value™ of A$1.23. GuruFocus considers Resimac Group to be Possible Value Trap.

Key valuation signals for ASX:RMC:

  • Dividend Payout Ratio: 0.49 (23% above median its 10-year median of 0.40)
  • GF Value™: A$1.23 vs. price of A$0.81 (34.1% below fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 53.1% above the Banks median (#966 of 1168)

No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Resimac Group Business Description

Address 201 Kent Street, Level 22, Sydney, NSW, AUS, 2000
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score

Get the complete analysis for ASX:RMC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.81
Price
A$1.23
GF Value