Resimac GroupASX:RMC +0.62%62 Pretax Margin % is 39.21% as of Dec. 2025, which is 16% above its 10-year median of 33.80. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Resimac Group ranks better than 56.58% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Resimac Group's Pre-Tax Income for the
six
months ended in Dec. 2025 was A$40.4 Mil. Resimac Group's Revenue for the
six
months ended in Dec. 2025 was A$103.1 Mil. Therefore, Resimac Group's pretax margin for the quarter that ended in Dec. 2025 was 39.21%.
The historical rank and industry rank for Resimac Group's Pretax Margin % or its related term are showing as below:
ASX:RMC'
s Pretax Margin % Range Over the Past 10 Years
Min: -145.17 Med: 33.8 Max: 62.75
Current: 37.64
ASX:RMC's Pretax Margin % is ranked better than 56.58% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs ASX:RMC: 37.64
Resimac Group (ASX:RMC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Resimac Group Pretax Margin % Related Terms
Resimac Group Pretax Margin % Historical Data
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The historical data trend for Resimac Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:RMC vs RKT, FNMA, PFSI: Pretax Margin % Comparison
For the Mortgage Finance subindustry, Resimac Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Resimac Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resimac Group (ASX:RMC) has a Pretax Margin % of 39.21% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Resimac Group and its competitors. This is 16% above median its historical median of 33.80. According to the industry distribution chart, Resimac Group ranks #663 out of 1527 companies in the Banks industry, placing it in the top 43.4%.
Is Resimac Group's Pretax Margin % too high?
Resimac Group's current Pretax Margin % of 39.21% is 16% above median its 10-year median of 33.80. The Banks industry median Pretax Margin % is 34.88. Resimac Group's value of 39.21% is 12.4% above this industry median. Based on the distribution chart, Resimac Group ranks #663 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Pretax Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #663 out of 1527 companies for Pretax Margin %. This puts Resimac Group in the upper half of its industry. The industry median Pretax Margin % is 34.88. Resimac Group's value of 39.21% is 12.4% above this benchmark. While the company's 10-year median is 33.80 vs. the industry median of 34.88, Resimac Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current Pretax Margin % of 39.21% is 12.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Resimac Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current Pretax Margin % is 39.21%, which is 16% above median its own 10-year median of 33.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.81 — trading 34.1% below its estimated fair value. The current Pretax Margin % is 39.21%, which is 16% above median its 10-year median of 33.80 and 12.4% above the Banks industry median of 34.88. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Pretax Margin % is 39.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.81 is trading 34.1% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
Pretax Margin %: 39.21% (16% above median its 10-year median of 33.80)
GF Value™: A$1.23 vs. price of A$0.81 (34.1% below fair value)
Industry Position: 12.4% above the Banks median (#663 of 1527)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score
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