Resimac Group (ASX:RMC) OCF Margin %: 198.77% (As of Dec. 2025)


ASX:RMC Resimac Group Ltd ASX:RMC
62 GF Score
Price A$0.83
GF Value A$1.23
Valuation Possible Value Trap
! 3 Warning Signs
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What is Resimac Group OCF Margin %?

Resimac Group ASX:RMC 62 OCF Margin % is 198.77% as of Dec. 2025. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, Resimac Group ranks worse than 68.09% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Resimac Group's Cash Flow from Operations for the six months ended in Dec. 2025 was A$205.0 Mil. Resimac Group's Revenue for the six months ended in Dec. 2025 was A$103.1 Mil. Therefore, Resimac Group's OCF Margin % for the quarter that ended in Dec. 2025 was 198.77%.

As of today, Resimac Group's current OCF Yield % is 7.72%.

The historical rank and industry rank for Resimac Group's OCF Margin % or its related term are showing as below:

ASX:RMC' s OCF Margin % Range Over the Past 10 Years
Min: -1924.19   Med: -96.14   Max: 1019.39
Current: 13.6


During the past 13 years, the highest OCF Margin % of Resimac Group was 1019.39%. The lowest was -1924.19%. And the median was -96.14%.

ASX:RMC's OCF Margin % is ranked worse than
68.09% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs ASX:RMC: 13.60


Resimac Group OCF Margin % Related Terms


Resimac Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for Resimac Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Resimac Group OCF Margin % Chart

Resimac Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -597.30 -629.59 1,019.39 -78.72 -273.19

Resimac Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 615.33 -812.98 -336.67 -216.17 198.77

ASX:RMC vs RKT, FNMA, PFSI: OCF Margin % Comparison

For the Mortgage Finance subindustry, Resimac Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Resimac Group OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Resimac Group's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Resimac Group's OCF Margin % falls into.


ASX:RMC
62GF Score
Resimac Group Ltd ASX:RMC
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Resimac Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Resimac Group's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=-431.109/157.803
=-273.19 %

Resimac Group's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=205.028/103.147
=198.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 198.77% mean?
Resimac Group (ASX:RMC) has a OCF Margin % of 198.77% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Resimac Group and its competitors. According to the industry distribution chart, Resimac Group ranks #1022 out of 1501 companies in the Banks industry, placing it in the top 68.1%.
Is Resimac Group's OCF Margin % too high?
Resimac Group's current OCF Margin % is 198.77%. The Banks industry median OCF Margin % is 29.44. Resimac Group's value of 198.77% is 575.2% above this industry median. Based on the distribution chart, Resimac Group ranks #1022 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's OCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #1022 out of 1501 companies for OCF Margin %. This places Resimac Group in the lower half of its industry. The industry median OCF Margin % is 29.44. Resimac Group's value of 198.77% is 575.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current OCF Margin % of 198.77% is 575.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Resimac Group and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current OCF Margin % is 198.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.83 — trading 32.5% below its estimated fair value. The current OCF Margin % is 198.77% and 575.2% above the Banks industry median of 29.44. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current OCF Margin % is 198.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resimac Group (ASX:RMC) Overvalued in 2026?

Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued. The current stock price of A$0.83 is trading 32.5% below its estimated GF Value™ of A$1.23. GuruFocus considers Resimac Group to be Possible Value Trap.

Key valuation signals for ASX:RMC:

  • OCF Margin %: 198.77%
  • GF Value™: A$1.23 vs. price of A$0.83 (32.5% below fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 575.2% above the Banks median (#1022 of 1501)

No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Resimac Group Business Description

Address 201 Kent Street, Level 22, Sydney, NSW, AUS, 2000
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.83
Price
A$1.23
GF Value