Resimac GroupASX:RMC +0.62%62 5-Year Yield-on-Cost % is 26.65 as of Jul. 11, 2026, which is 46% above its 10-year median of 18.23. GuruFocus rates ASX:RMC with a GF Score™ of 62/100 and a GF Value™ of A$1.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,253 Banks companies, Resimac Group ranks better than 97.05% on this metric.
Resimac Group's yield on cost for the quarter that ended in Dec. 2025 was 26.65.
The historical rank and industry rank for Resimac Group's 5-Year Yield-on-Cost % or its related term are showing as below:
ASX:RMC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.43 Med: 18.23 Max: 30.87
Current: 26.65
During the past 13 years, Resimac Group's highest Yield on Cost was 30.87. The lowest was 2.43. And the median was 18.23.
ASX:RMC's 5-Year Yield-on-Cost % is ranked better than 97.05% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs ASX:RMC: 26.65
Resimac Group (ASX:RMC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Resimac Group 5-Year Yield-on-Cost % Related Terms
ASX:RMC vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Resimac Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resimac Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Resimac Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Resimac Group's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Resimac Group is calculated as
Resimac Group (ASX:RMC) has a 5-Year Yield-on-Cost % of 26.65 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Resimac Group and its competitors. This is 46% above median its historical median of 18.23. Over the past decade, Resimac Group's 5-Year Yield-on-Cost % has ranged from 2.43 to 30.87. According to the industry distribution chart, Resimac Group ranks #37 out of 1253 companies in the Banks industry, placing it in the top 3%.
Is Resimac Group's 5-Year Yield-on-Cost % too high?
Resimac Group's current 5-Year Yield-on-Cost % of 26.65 is 46% above median its 10-year median of 18.23. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 30.87. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Resimac Group's value of 26.65 is 585.1% above this industry median. Based on the distribution chart, Resimac Group ranks #37 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Resimac Group has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Resimac Group ranks #37 out of 1253 companies for 5-Year Yield-on-Cost %. This places Resimac Group in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Resimac Group's value of 26.65 is 585.1% above this benchmark. Historically, Resimac Group's own 5-Year Yield-on-Cost % has ranged from 2.43 to 30.87 over the past decade. While the company's 10-year median is 18.23 vs. the industry median of 3.89, Resimac Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resimac Group's current 5-Year Yield-on-Cost % of 26.65 is 585.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Resimac Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resimac Group's current 5-Year Yield-on-Cost % is 26.65, which is 46% above median its own 10-year median of 18.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.23, compared to a current price of A$0.81 — trading 34.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 26.65, which is 46% above median its 10-year median of 18.23 and 585.1% above the Banks industry median of 3.89. Resimac Group's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current 5-Year Yield-on-Cost % is 26.65 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resimac Group (ASX:RMC) Overvalued in 2026?
Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued.
The current stock price of A$0.81 is trading 34.1% below its estimated GF Value™ of A$1.23.
GuruFocus considers Resimac Group to be Possible Value Trap.
Key valuation signals for ASX:RMC:
5-Year Yield-on-Cost %: 26.65 (46% above median its 10-year median of 18.23)
GF Value™: A$1.23 vs. price of A$0.81 (34.1% below fair value)
Industry Position: 585.1% above the Banks median (#37 of 1253)
No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
62GF Score
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