Resimac Group (ASX:RMC) Growth Rank: 4 (As of Aug. 05, 2026) — Near Median

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ASX:RMC Resimac Group Ltd ASX:RMC
56 GF Score
Price A$0.81
GF Value A$1.24
Valuation Possible Value Trap
! 3 Warning Signs
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What is Resimac Group Growth Rank?

Resimac Group ASX:RMC +1.26% 56 Growth Rank is 4 as of Aug. 05, 2026, which is at its 10-year median of 4.00. GuruFocus rates ASX:RMC with a GF Score™ of 56/100 and a GF Value™ of A$1.24 (Possible Value Trap). The stock has 3 warning signs investors should review.

Resimac Group has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

ASX:RMC vs RKT, FNMA, PFSI: Growth Rank Comparison

For the Mortgage Finance subindustry, Resimac Group's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Resimac Group Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Resimac Group's Growth Rank distribution charts can be found below:

* The bar in red indicates where Resimac Group's Growth Rank falls into.


ASX:RMC
56GF Score
Resimac Group Ltd ASX:RMC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Resimac Group (ASX:RMC) has a Growth Rank of 4 as of Aug. 05, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Resimac Group and its competitors. This is near median its historical median of 4.00. Over the past decade, Resimac Group's Growth Rank has ranged from 4.00 to 5.00.
Is Resimac Group's Growth Rank too high?
Resimac Group's current Growth Rank of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 5.00. Overall, Resimac Group has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Resimac Group's Growth Rank compare to RKT and FNMA?
Resimac Group's Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Resimac Group's own Growth Rank has ranged from 4.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Resimac Group and its competitors. Resimac Group's current Growth Rank is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resimac Group stock overvalued right now?
Based on GuruFocus' analysis, Resimac Group (ASX:RMC) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.24, compared to a current price of A$0.81 — trading 35.1% below its estimated fair value. The current Growth Rank is 4, which is near median its 10-year median of 4.00. Resimac Group's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Resimac Group (ASX:RMC), the current Growth Rank is 4 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resimac Group (ASX:RMC) Overvalued in 2026?

Based on GuruFocus' analysis, Resimac Group stock appears to be undervalued. The current stock price of A$0.81 is trading 35.1% below its estimated GF Value™ of A$1.24. GuruFocus considers Resimac Group to be Possible Value Trap.

Key valuation signals for ASX:RMC:

  • Growth Rank: 4 (near median its 10-year median of 4.00)
  • GF Value™: A$1.24 vs. price of A$0.81 (35.1% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the ASX:RMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Resimac Group Business Description

Address 201 Kent Street, Level 22, Sydney, NSW, AUS, 2000
Resimac Group Ltd provides and services residential mortgage and asset finance lending products through third-party channels in Australia. It focuses on originating and managing a high-quality loan portfolio supported by a flexible international capital markets funding program. The Group offers lending products for consumers and SMEs, distributed via accredited brokers and wholesale channels. It maintains funding relationships and has experience in both international and domestic securitisation markets. The Group operates a risk management framework based on the three lines of defence. Its three segments are Home Loan Lending, New Zealand Lending, and Asset Finance Lending, with the majority of revenue coming from Home Loan Lending.
56GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.81
Price
A$1.24
GF Value